Buchanan County property record for 2815 Lovers Ln, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 4,388 sqft · built 1942 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,883 (2025) |
| APN | 03-8.0-34-003-002-029.000 |
| Primary APN | 03-8.0-34-003-002-029.000 |
|---|
| Building Area | 4,388 sqft Base Area |
|---|---|
| 1st Floor Area | 4,388 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 52,272 sqft (1.2 acres) |
| Street Address | 2815 LOVERS LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 34-58-35SWSUB: LOT: BLK:LGL DESC:MATNEY'S SUB-DIVISION PT L 10 & 11 OF NW OF SW4 BEG 812' S & 129.58' E OF NW COR SW4 TH E131' S TO C/L OF LOVERS LAN E THSW ALG C/L LOVERS LANE TO PT S OF POB TH N TO POB |
| Legal Range | 35W |
| Legal Township | 58N |
| Legal Section | 34 |
| Legal Subdivision | MATNEYS SUB-DIVISION |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 200 |
2815 Lovers Ln is owner-occupied and held in a trust since January 2005.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2815 LOVERS LN, SAINT JOSEPH, MO 64506-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 6, 2005 |
| Transfer Doc | 02758/0890 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2815 Lovers Ln was $5,883, up % from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,883.00 (+0.02%) | $82,580 Land $6,180 Building $76,400 | $434,580 Land $32,500 Building $402,080 |
| 2024 | $5,882.00 (+16.75%) | ||
| 2023 | $5,038.00 (-0.67%) | $77,230 (-) Land $6,180 Building $71,050 | $406,470 Land $32,500 Building $373,970 |
| 2022 | $5,072.00 | $77,230 Land $6,180 Building $71,050 | |
| 2021 | $406,470 Land $32,500 Building $373,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2815 Lovers Ln; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2815 Lovers Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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