2810 Lovers Ln, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2810 Lovers Ln, Saint Joseph, MO 64506

Property Summary

Property TypeSingle Family Home
Details1,860 sqft · built 1932
Lot Size0.64 acres (27,878 sqft)
OwnerCompany Name on Record
Last Sale$473,480 (Jul 2022)
Tax Bill$3,134 (2025)
Deeds & MortgagesJul 2022 Mortgage
APN03-8.0-34-003-003-024.000

Property Details

APN / Parcel Number

Primary APN03-8.0-34-003-003-024.000

Interior

Building Area1,860 sqft Base Area
1st Floor Area1,860 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Lot Area27,878 sqft (0.64 acres)
Lot Dimensions210 ft deep x 132 ft wide

Location & Zoning

Street Address2810 LOVERS LN
CitySAINT JOSEPH
StateMO
Zip64506-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:LOVERS LANE VALLEY LOT:1 BLK:LGL DESC:
Legal SubdivisionLOVERS LANE VALLEY
Legal Lot Number1
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2013
Census Tract200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2810 LOVERS LN, SAINT JOSEPH, MO 64506-1524
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2022 · Amount on Record
Deed SaleJul 19, 2022 · Amount on Record
Prior SaleOct 13, 2016 · Amount on Record
Deed Document Number20226933
Deed Book / Page3778 / 319
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJul 19, 2022
Property Address2810 LOVERS LN, SAINT JOSEPH, MO 64506-1524
Document Number003778/319
Book / Page3778 / 319
Instrument DateJul 18, 2022
Instrument2022006933
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2810 LOVERS LN, SAINT JOSEPH, MO 64506-1524

Mortgage

Document Number2022006934
DateJul 19, 2022
Instrument2022006934
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateAug 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.75%
Index1-Year CMT
Max Rate9.75%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,134.00 (+0.03%)$43,780 (+18.36%) Land $6,290 Building $37,490$230,440 (+18.36%) Land $33,100 Building $197,340
2024$3,133.00 (+28.98%)
2023$2,429.00 (-0.7%)$36,990 (-) Land $6,290 Building $30,700$194,700 (-) Land $33,100 Building $161,600
2022$2,446.00$36,990 Land $6,290 Building $30,700
2021$194,700 Land $33,100 Building $161,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Lovers Ln

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