2820 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2820 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,449 sqft · built 1986
Lot Size0.656 acres (28,596 sqft)
OwnerCompany Name on File
Last Sale$280,000 (Jun 2019)
Tax Bill$2,975 (2025)
Deeds & MortgagesAug 2024 Transfer
Jun 2019 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN04-07S-03W-3151-000C-0030

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3151-000C-0030

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,449 sqft Heated Area
Gross Area4,302 sqft
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area28,596 sqft

Exterior Amenities

PorchOpen Porch
Porch Area2,853 sqft
Deck Area234 sqft
FenceFence
Storage Building80 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2820 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BLK C LOT 3 ST JAMES IS PRK OR/178/158 OR/174/112 OR 229/375 OR 251/272 OR 136/515 OR 256/197 OR 340/310 1244/306
Legal Range03W
Legal Township07S
Legal Section04
Legal SubdivisionSAINT JAMES ISLAND PARK
Legal BlockC
Legal Lot Number3
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1026
Census Tract970102

Owner

Source: Franklin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address153 CHRISTINA LN, KINGSLAND, GA 31548-6001
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2024Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 24, 2019Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Prior SaleJun 24, 2019 · Amount on Record
Deed Document Number0019002871
Deed Book / Page1244 / 306
Last Transfer DateAug 14, 2024
Transfer Doc0019103917
Record UpdatedJun 8, 2026

August 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN FL
Recording DateAug 14, 2024
Property Address2820 HIGHWAY 98 E, CARRABELLE, FL 32322-8026
Document Number0019103917
Book / Page1399 / 47
Map ReferenceMB 1 PG 19
Instrument DateJun 28, 2024
Instrument202419103917
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2701 N QUINCY ST, ARLINGTON, VA 22207-5046

Transferred To (Grantee/Buyer)

NameVerified Name
Address2701 N QUINCY ST, ARLINGTON, VA 22207-5046

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJun 24, 2019
Property Address2820 HIGHWAY 98 E, CARRABELLE, FL 32322-8026
Document Number0019002871
Book / Page1244 / 306
Map ReferenceMB 1 PG 19
Instrument DateJun 21, 2019
Instrument201919002871
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyTALLAHASSEE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2399 EL BETHEL CHURCH RD, 2399, GRAND RIDGE, FL 32442-4439

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 CHRISTINA LN, KINGSLAND, GA 31548-6001

Mortgage

Document Number0000000308
DateJun 24, 2019
Instrument1244/308
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2034

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,975.00 (+2.06%)$315,944 (-0.43%) Land $112,500 Building $203,444$315,944 (-0.43%) Land $112,500 Building $203,444
2024$2,915.00 (+8.77%)$317,313 (+17.57%) Land $112,500 Building $204,813$317,313 (+17.57%) Land $112,500 Building $204,813
2023$2,680.00 (+1.94%)$269,904 (+4.67%) Land $90,000 Building $179,904$269,904 (+4.67%) Land $90,000 Building $179,904
2022$2,629.00$257,859 Land $90,000 Building $167,859$257,859 Land $90,000 Building $167,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation21.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people · EPA ID FL1190414
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50

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