2820 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 2820 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,071 sqft · built 1960
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Owner Names on Record
Last Sale	$77,000 (Dec 2011)
Tax Bill	$3,688 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-28-304-029`

Property Details

APN / Parcel Number

Primary APN	`7923-28-304-029`
Alternative APN	`060/07927-141-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,071 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	1,071 sqft
Basement Area	525 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1960
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	180 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2820 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 SHERIDAN PARK PLAT NO 2
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	SHERIDAN PARK PLAT 2
Legal Lot Number	41
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3008
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2820 E 40TH ST, DES MOINES, IA 50317-3942
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Aug 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLK COUNTY HEALTH DEPARTMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2011 · Amount on Record
Deed Sale	Dec 27, 2011 · Amount on Record
Prior Sale	Dec 27, 2011 · Amount on Record
Deed Document Number	201200048492
Deed Book / Page	14103 / 0055
Last Transfer Date	Jan 18, 2012
Transfer Doc	0000053817
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2820 E 40TH ST, DES MOINES, IA 50317-3942
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057661
Date	Oct 26, 2023
Book Page	19638/85
Instrument	2023-00057661

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2820 E 40TH ST, DES MOINES, IA 50317-3942
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064636
Date	Aug 9, 2022
Book Page	19225/991
Instrument	2022-00064636

Lender

Name	POLK COUNTY HEALTH DEPARTMENT
Type	Non-Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,500 (+12.69%) Land $40,700 Building $177,800	$218,500 (+12.69%) Land $40,700 Building $177,800
2024	$3,688.00 (+3.77%)
2023		$193,900 Land $35,500 Building $158,400	$193,900 Land $35,500 Building $158,400
2020	$3,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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