2904 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 2904 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,088 sqft · built 1960
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$162,000 (Apr 2026)
Tax Bill	$4,044 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`060/07927-143-000`

Property Details

APN / Parcel Number

Primary APN	`060/07927-143-000`
Alternative APN	`792328304027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2904 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 SHERIDAN PARK PLAT NO 2
Legal Subdivision	SHERIDAN PARK PLAT 2
Legal Lot Number	43
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3008
Census Tract	102

Owner

Source: Polk County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	640 NW GEORGETOWN DR, WAUKEE, IA 50263-7591
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
Sep 9, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage HARDIN COUNTY SAVINGS BANK
Apr 23, 2026	Affidavit, Transfer
Aug 2, 2024	Intrafamily Transfer, Transfer
Jul 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Aug 29, 2007 · Amount on Record
Deed Document Number	202622859
Deed Book / Page	20493 / 265
Prior Transfer Date	Aug 1, 2024
Prior Transfer Doc	0000039101
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jul 7, 2026
Property Address	2904 E 40TH ST, DES MOINES, IA 50317-3944
Document Number	0000041301
Book / Page	20583 / 646
Instrument Date	Jun 29, 2026
Instrument	202641301
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000041301,
Date	Jul 7, 2026
Book Page	20583/646
Instrument	202641301

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2904 E 40TH ST, DES MOINES, IA 50317-3944
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 E 40TH ST, DES MOINES, IA 50317-3944

Mortgage

Document Number	0000046139
Date	Sep 9, 2024
Book Page	19906/19
Instrument	2024-00046139

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Dec 4, 2045

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 23, 2026
Property Address	2904 E 40TH ST, DES MOINES, IA 50317-3944
Document Number	0000022859
Book / Page	20493 / 265
Instrument Date	Apr 20, 2026
Instrument	2026.22859
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26,098.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	640 NW GEORGETOWN DR, WAUKEE, IA 50263-7591

Mortgage

Document Number	0000022860,
Date	Apr 23, 2026
Book Page	20493/266
Instrument	2026.22860

Lender

Name	HARDIN COUNTY SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	POLK IA
Recording Date	Apr 23, 2026
Property Address	2904 E 40TH ST, DES MOINES, IA 50317-3944
Document Number	0000022858
Book / Page	20493 / 264
Instrument Date	Apr 17, 2026
Instrument	202622858
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Aug 2, 2024
Property Address	2904 E 40TH ST, DES MOINES, IA 50317-3944
Document Number	0000039101
Book / Page	19872 / 105
Instrument Date	Aug 1, 2024
Instrument	2024-00039101
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 E 40TH ST, DES MOINES, IA 50317-3944

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jul 21, 2017
Property Address	2904 E 40TH ST, DES MOINES, IA 50317-3944
Document Number	0000006164
Book / Page	016573 / 000379
Instrument Date	Jul 21, 2017
Instrument	6164
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3534 DUBUQUE AVE DES MOINES IA 503172750, DES MOINES, IA 50317-2750

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,200 (+12.94%) Land $40,700 Building $191,500	$232,200 (+12.94%) Land $40,700 Building $191,500
2024	$4,044.00 (+1.4%)
2023		$205,600 Land $35,500 Building $170,100	$205,600 Land $35,500 Building $170,100
2020	$3,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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