2814 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 2814 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1960
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$147,500 (Apr 2021)
Tax Bill	$3,906 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-28-304-030`

Property Details

APN / Parcel Number

Primary APN	`7923-28-304-030`
Alternative APN	`060/07927-140-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2814 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 SHERIDAN PARK PLAT NO 2
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	SHERIDAN PARK PLAT 2
Legal Lot Number	40
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3008
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2814 E 40TH ST, DES MOINES, IA 50317-3942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Jun 1, 2017	Deed with Mortgage, Transfer · Conventional with PMI ACTION FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	2021-00035579
Deed Book / Page	18461 / 207
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2814 E 40TH ST, DES MOINES, IA 50317-3942
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 E 40TH ST, DES MOINES, IA 50317-3942

Mortgage

Document Number	0000057144
Date	Sep 25, 2025
Book Page	20280/140
Instrument	2025-00057144

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 7, 2021
Property Address	2814 E 40TH ST, DES MOINES, IA 50317-3942
Document Number	202100035579
Book / Page	18461 / 207
Instrument Date	Mar 15, 2021
Instrument	2021-00035579
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 NW 856TH #1717, 2400, DES MOINES, IA 50322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 E 40TH ST, DES MOINES, IA 50317-3942

Mortgage

Document Number	202100035582
Date	Apr 7, 2021
Instrument	2021-00035582

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

June 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	POLK IA
Recording Date	Jun 1, 2017
Property Address	2814 E 40TH ST, DES MOINES, IA 50317-3942
Book / Page	016502 / 000725
Instrument Date	May 25, 2017
Instrument	99440
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 86TH ST #17 DES MOINES IA 503224306, 17, DES MOINES, IA 50322-4306

Mortgage

Document Number	0000099440
Date	Jun 1, 2017
Book Page	016502/000725
Instrument	99440

Lender

Name	ACTION FIN'L SVCS
Type	Funding / Finance Company
Address	DES MOINES, IA 50322
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	8%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,500 (+12.8%) Land $40,700 Building $178,800	$219,500 (+12.8%) Land $40,700 Building $178,800
2024	$3,906.00 (+3.55%)
2023		$194,600 Land $35,500 Building $159,100	$194,600 Land $35,500 Building $159,100
2020	$3,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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