Buchanan County property record for 2820 Clay St, Saint Joseph, MO 64501 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1957 |
| Square Footage | 1,288 sqft Base Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Last Sale | $233,050 (2026) |
| Tax Bill | $1,494.00 (2025) |
| Primary APN | 06-2.0-10-002-000-080.000 |
|---|
| Building Area | 1,288 sqft Base Area |
|---|---|
| 1st Floor | 1,288 sqft 1st Floor |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 138 ft x 66.3 ft Depth x Width |
| Street Address | 2820 CLAY ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-2631 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUB:ANDREWS & KELLY ADDITION LOT:5 BLK:2LGL DESC:W 1/2 L 5, 6 & 7 |
| Legal Subdivision | ANDREWS & KELLY ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | BUCHANAN MO |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 900 |
Source: Buchanan County records · APN 06-2.0-10-002-000-080.000
Assessment roll updated November 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3609 GENE FIELD RD, SAINT JOSEPH, MO 64506-2085 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage U S BANK N A |
| Feb 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage AML FUNDING LLC |
| Nov 09, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Feb 20, 2024 · Amount on Record |
| Deed Doc Number | 20264882 |
| Deed Book / Page | 3819 / 639 |
| Prior Transfer Date | Feb 07, 2024 |
| Prior Transfer Doc | 003794/801 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 17, 2026 |
| Property Address | 2820 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 0000004882 |
| Book / Page | 3819 / 639 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20264882 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | ST JOSEPH TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004883, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20264883 |
| Name | U S BANK N A |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000004884, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 3819/641 |
| Instrument | 20264884 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 20, 2024 |
| Property Address | 2820 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 003794/802 |
| Book / Page | 3794 / 802 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024001167 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2024 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1817 JULES ST, SAINT JOSEPH, MO 64501 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2820 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 2024001168 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024001168 |
| Name | AML FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 09, 2017 |
| Property Address | 2820 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 2017011217 |
| Instrument Date | Nov 07, 2017 |
| Instrument | 2017011217 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 153, SAINT JOSEPH, MO 64502-0153 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,494.00 (+0.07%) | $20,900 (+6.52%) Land $2,580 Building $18,320 | $110,010 (+6.53%) Land $13,600 Building $96,410 |
| 2024 | $1,493.00 (+16.28%) | ||
| 2023 | $1,284.00 (-0.7%) | $19,620 (-) Land $2,580 Building $17,040 | $103,270 (-) Land $13,600 Building $89,670 |
| 2022 | $1,293.00 | $19,620 Land $2,580 Building $17,040 | |
| 2021 | $103,270 Land $13,600 Building $89,670 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 3% of the US · above 5% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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