2812 Clay St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2812 Clay St, Saint Joseph, MO 64501 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1957
Square Footage1,560 sqft Base Area
Lot Size8,281 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$160,200 (2021)
Tax Bill$1,380.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-2.0-10-002-000-082.000

Interior

Building Area1,560 sqft Base Area
1st Floor1,560 sqft 1st Floor

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area8,281 sqft (0.19 acres)
Depth X Width132 ft x 62.5 ft Depth x Width

Location & Zoning

Street Address2812 CLAY ST
CitySAINT JOSEPH
StateMO
Zip64501-2631
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUB:ANDREWS & KELLY ADDITION LOT:8 BLK:1LGL DESC:E 1/2 LOTS 8, 9 & 10
Legal SubdivisionANDREWS & KELLY ADDITION
Legal Block1
Legal Lot Number8-10
JurisdictionBUCHANAN MO
Minor Civil DivisionWASHINGTON
Census Blockgroup1
Census Block1007
Census Tract900

Owner

Source: Buchanan County records · APN 06-2.0-10-002-000-082.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2812 CLAY ST, SAINT JOSEPH, MO 64501-2631
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
PRIMELENDING
Dec 28, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2021 · Amount on Record
Deed SaleSep 01, 2021 · Amount on Record
Prior SaleAug 06, 2014 · Amount on Record
Deed Doc Number20219430
Deed Book / Page3766 / 747
Prior Transfer DateJan 28, 2010
Prior Transfer Doc03256/0788
Record RefreshedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateSep 01, 2021
Property Address2812 CLAY ST, SAINT JOSEPH, MO 64501-2631
Document Number3766/747
Book / Page3766 / 747
Instrument DateAug 31, 2021
Instrument2021009430
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2724 PACIFICA LN, 2724, EDMOND, OK 73034-6119

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 CLAY ST, SAINT JOSEPH, MO 64501-2631

Mortgage

Document Number2021009431
DateSep 01, 2021
Instrument2021009431
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2812 CLAY ST, SAINT JOSEPH, MO 64501-2631
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 CLAY ST, SAINT JOSEPH, MO 64501-2631

Mortgage

Document Number3757/100
DateDec 28, 2020
Book Page3757/100
Instrument2020012296
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,380.00$19,290 (+2.23%) Land $2,660 Building $16,630$101,510 (+2.23%) Land $14,000 Building $87,510
2024$1,380.00 (+11.65%)
2023$1,236.00 (-0.72%)$18,870 (-) Land $2,660 Building $16,210$99,300 (-) Land $14,000 Building $85,300
2022$1,245.00$18,870 Land $2,660 Building $16,210
2021$99,300 Land $14,000 Building $85,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 3% of the US · above 5% of Missouri
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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