Buchanan County property record for 2806 Clay St, Saint Joseph, MO 64501 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1957 |
| Square Footage | 1,560 sqft Base Area |
| Lot Size | 9,606 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $246,409 (2026) |
| Tax Bill | $1,277.00 (2025) |
| Primary APN | 06-2.0-10-002-000-081.000 |
|---|
| Building Area | 1,560 sqft Base Area |
|---|---|
| 1st Floor | 1,560 sqft 1st Floor |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 9,606 sqft (0.22 acres) |
| Depth X Width | 132 ft x 72.5 ft Depth x Width |
| Street Address | 2806 CLAY ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-2631 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUB:ANDREWS & KELLY ADDITION LOT:8 BLK:1LGL DESC:W 1/2 LOTS 8, 9 & 10 & E 1/2 VAC ALLEY ADJ LOTS 8, 9 ON W VAC BY S.O. 1550 |
| Legal Subdivision | ANDREWS & KELLY ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8-10 |
| Jurisdiction | BUCHANAN MO |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 900 |
Source: Buchanan County records · APN 06-2.0-10-002-000-081.000
Assessment roll updated November 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2806 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Jun 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Sep 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Nov 06, 2024 |
| Deed Doc Number | 20265043 |
| Deed Book / Page | 3819 / 800 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 22, 2026 |
| Property Address | 2806 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 0000005986 |
| Book / Page | 3820 / 731 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20265986 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | ADVANTAGE INT'L TITLE LLC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2806 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 0000005986, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 3820/731 |
| Instrument | 20265986 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 23, 2026 |
| Property Address | 2806 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 0000005043 |
| Book / Page | 3819 / 800 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20265043 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2806 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 0000005044, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20265044 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 01, 2021 |
| Property Address | 2806 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 3766/762 |
| Book / Page | 3766 / 762 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021009445 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2806 CLAY ST, SAINT JOSEPH, MO 64501-2631 |
| Document Number | 2021009446 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2021009446 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,277.00 | $17,820 (+6.2%) Land $2,850 Building $14,970 | $93,810 (+6.2%) Land $15,000 Building $78,810 |
| 2024 | $1,277.00 (+15.88%) | ||
| 2023 | $1,102.00 (-0.63%) | $16,780 (-) Land $2,850 Building $13,930 | $88,330 (-) Land $15,000 Building $73,330 |
| 2022 | $1,109.00 | $16,780 Land $2,850 Building $13,930 | |
| 2021 | $88,330 Land $15,000 Building $73,330 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 3% of the US · above 5% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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