282 N Bluff Cir, Monteagle, TN 37356 Property Records

Grundy County property record for 282 N Bluff Cir, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,991 sqft · built 1969
Lot Size	0.517 acres (22,500 sqft)
Owner	Individual Name on Record
Last Sale	$132,700 (Jul 2018)
Tax Bill	$580 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031107C E 02000`

Property Details

APN / Parcel Number

Primary APN	`031107C E 02000`
Alternative APN	`107C E 02000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,991 sqft Living Area
1st Floor Area	1,991 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,500 sqft (0.517 acres)
Lot Dimensions	150 ft deep x 150 ft wide

Exterior Amenities

Porch	Patio
Porch Area	249 sqft
Deck Area	144 sqft
Patio Area	432 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	282 N BLUFF CIR
City	MONTEAGLE
State	TN
Zip	37356-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M01
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2069
Census Tract	955100

Owner

Source: Grundy County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	282 N BLUFF CIR, MONTEAGLE, TN 37356-7404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	201891631
Deed Book / Page	1096 / 46
Transfer Doc	0000084502
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Jul 24, 2018
Property Address	282 N BLUFF CIR, MONTEAGLE, TN 37356-7404
Document Number	0001096/46
Book / Page	1096 / 46
Instrument Date	Jul 20, 2018
Instrument	91631
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 N BLUFF CIR, MONTEAGLE, TN 37356-7404

Mortgage

Document Number	0001096/48
Date	Jul 24, 2018
Book Page	1096/48
Instrument	91632

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Municipality	Monteagle Town
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$580.00	$40,700 (-) Land $6,050 Building $34,650
2024	$580.00	$40,700 (-) Land $6,050 Building $34,650
2023	$580.00 (+8.01%)	$40,700 (+67.84%) Land $6,050 Building $34,650
2022	$537.00	$24,250 Land $3,950 Building $20,300	$97,000 (-40.42%) Land $15,800 Building $81,200
2020			$162,800 Land $24,200 Building $138,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Bluff Cir

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