Grundy County property record for 243 N Bluff Cir, Monteagle, TN 37356
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1960 |
| Lot Size | 0.635 acres (27,700 sqft) |
| Owner | Owner Name on File |
| Last Sale | $62,000 (Aug 2009) |
| Tax Bill | $355 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031100N A 01000 |
| Primary APN | 031100N A 01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,700 sqft (0.635 acres) |
| Lot Dimensions | 277 ft deep x 100 ft wide |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 243 N BLUFF CIR |
|---|---|
| City | MONTEAGLE |
| State | TN |
| Zip | 37356-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: M01 |
| Legal Subdivision | N BLUFF EST |
| Legal Block | B |
| Legal Lot Number | 6 18 |
| Jurisdiction | GRUNDY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 955100 |
The current owner of 243 N Bluff Cir acquired it in August 2009.
Source: Grundy County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 243 N BLUFF CIR, MONTEAGLE, TN 37356-7405 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Sale | Aug 14, 2009 · Amount on File |
|---|---|
| Deed Sale | Aug 14, 2009 · Amount on File |
| Prior Sale | Nov 28, 2001 · Amount on File |
| Deed Document Number | 0001017583 |
| Deed Book / Page | 1017 / 583 |
| Last Transfer Date | Aug 20, 2009 |
| Transfer Doc | 0000070827 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY TN |
| Property Address | 243 N BLUFF CIR, MONTEAGLE, TN 37356-7405 |
| Document Number | 0000091468 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 N BLUFF CIR MONTEAGLE TN 373567405, MONTEAGLE, TN 37356-7405 |
| Document Number | 0000091468 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 001095/000289 |
| Instrument | 91468 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2048 |
The 2025 property tax bill for 243 N Bluff Cir was $355.
Source: Grundy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grundy County |
| Municipality | Monteagle Town |
| Unified School District | Grundy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $355.00 | $24,925 (-) Land $5,475 Building $19,450 | |
| 2024 | $355.00 | $24,925 (-) Land $5,475 Building $19,450 | |
| 2023 | $355.00 (+7.58%) | $24,925 (+67.28%) Land $5,475 Building $19,450 | |
| 2022 | $330.00 | $14,900 Land $3,575 Building $11,325 | $59,600 Land $14,300 Building $45,300 |
| 2020 | $99,700 Land $21,900 Building $77,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 243 N Bluff Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 243 N Bluff Cir is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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