Grundy County property record for 232 N Bluff Cir, Monteagle, TN 37356
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,400 sqft · built 1966 |
| Lot Size | 0.662 acres (28,875 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $507 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031107C E 01800 |
| Primary APN | 031107C E 01800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,875 sqft (0.662 acres) |
| Lot Dimensions | 231 ft deep x 125 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 482 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 232 N BLUFF CIR |
|---|---|
| City | MONTEAGLE |
| State | TN |
| Zip | 37356-7404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: M01 |
| Legal Subdivision | GILLAND ADD |
| Jurisdiction | GRUNDY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 955100 |
Source: Grundy County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 N BLUFF CIR, MONTEAGLE, TN 37356-7404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 |
| Deed Sale | Sep 18, 2023 |
| Deed Document Number | 0011541730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY TN |
| Property Address | 232 N BLUFF CIR, MONTEAGLE, TN 37356-7404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001090/102 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 1090/102 |
| Instrument | 90130 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Dec 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Type Change Date | Jan 1, 2023 |
Source: Grundy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grundy County |
| Municipality | Monteagle Town |
| Unified School District | Grundy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $507.00 | $35,550 (-) Land $6,050 Building $29,500 | |
| 2024 | $507.00 | $35,550 (-) Land $6,050 Building $29,500 | |
| 2023 | $507.00 (+6.96%) | $35,550 (+65.93%) Land $6,050 Building $29,500 | |
| 2022 | $474.00 | $21,425 Land $3,950 Building $17,475 | $85,700 (-39.73%) Land $15,800 Building $69,900 |
| 2020 | $142,200 Land $24,200 Building $118,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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