San Diego County property record for 282 Cottage Grove Ln, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,394 sqft · built 1972 |
| Lot Size | 3.99 acres (173,864 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,250,000 (May 2024) |
| Tax Bill | $14,424 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-110-27-26 |
| Primary APN | 257-110-27-26 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,394 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 173,864 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 282 COTTAGE GROVE LN |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3012 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R11 |
| Legal Description | LOT 55 US 54 PER DOC71-85677&136964&UND INT IN POR TR 006755 |
| Legal Subdivision | VILLAGE PARK NORTH COUNTRY |
| Legal Tract | 006755 |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 17108 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 282 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 14, 2024 | Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Mar 8, 2024 | Affidavit of Death of Joint Tenant, Transfer EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO |
| Mar 8, 2024 | Grant Deed, Transfer · Commercial Mortgage SKELLY FAMILY TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2024 · Amount on Record |
| Deed Sale | May 14, 2024 · Amount on Record |
| Prior Sale | Mar 8, 2024 · Amount on Record |
| Deed Document Number | 2024121321 |
| Prior Transfer Date | Jun 22, 2015 |
| Prior Transfer Doc | 0000339929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 14, 2024 |
| Property Address | 282 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012 |
| Document Number | 0000121321 |
| Map Reference | MAP 6755 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2024-0121321 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | EQUITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 282 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012 |
| Document Number | 0000121322 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 2024-0121322 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 8, 2024 |
| Property Address | 282 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012 |
| Document Number | 0000059093 |
| Map Reference | MAP 6755 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024-0059093 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 SUNGROVE LN, ROCHESTER, NY 14624-1321 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 8, 2024 |
| Property Address | 282 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012 |
| Document Number | 0000059095 |
| Map Reference | MAP 6755 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024-0059095 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 33345, FORT LAUDERDALE, FL 33345 |
| Document Number | 0000059096 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024-0059096 |
| Name | SKELLY FAMILY TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,300,500 (+2%) Land $936,360 Building $364,140 | |
| 2025 | $14,424.00 (+350.47%) | $1,275,000 (+399.88%) Land $918,000 Building $357,000 |
| 2023 | $3,202.00 (+3.12%) Homeowner's exemption | $255,061 Land $130,606 Building $124,455 |
| 2022 | $3,105.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Cox Communications, GeoLinks, Ting, Verizon.
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