276 Cottage Grove Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 276 Cottage Grove Ln, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,014 sqft · built 1972
Lot Size	3.99 acres (173,864 sqft)
Owner	Individual Name on Record
Last Sale	$619,500 (Apr 2021)
Tax Bill	$7,921 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-110-27-23`

Property Details

APN / Parcel Number

Primary APN	`257-110-27-23`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	173,864 sqft
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	276 COTTAGE GROVE LN
City	ENCINITAS
State	CA
Zip	92024-3012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R11
Legal Description	LOT 55 US 51 PER DOC71-85677&136964&UND INT IN POR TR 006755
Legal Subdivision	VILLAGE PARK NORTH COUNTRY
Legal Tract	006755
Legal Block	3
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3009
Census Tract	17108

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	276 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Grant Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Apr 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Nov 19, 2015 · Amount on Record
Deed Document Number	2021336289
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0000137196
Record Updated	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2021
Property Address	276 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012
Document Number	0000336289
Map Reference	MAP 6755
Instrument Date	Apr 19, 2021
Instrument	2021-0336289
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012

Mortgage

Document Number	0000336290
Date	Apr 30, 2021
Instrument	2021-0336290

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	276 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2843 CAMINO SERBAL, CARLSBAD, CA 92009-6995

Mortgage

Document Number	0000838723
Date	Dec 28, 2020
Instrument	2020-0838723

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2019
Property Address	276 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012
Document Number	0000137196
Instrument Date	Oct 15, 2018
Instrument	137196
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2843 CAMINO SERBAL CARLSBAD CA 920096995, CARLSBAD, CA 92009-6995

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$683,716 (+2%) Land $607,243 Building $76,473
2025	$7,921.00 (+7.32%)	$670,311 (+4.04%) Land $595,337 Building $74,974
2023	$7,381.00 (+2.49%)	$644,283 Land $572,220 Building $72,063
2022	$7,202.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Ting, Verizon.

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