281 Cottage Grove Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 281 Cottage Grove Ln, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,014 sqft · built 1972
Lot Size	3.99 acres (173,864 sqft)
Owner	Company Name on Record
Last Sale	$610,000 (Sep 2017)
Tax Bill	$8,101 (2025)
Deeds & Mortgages	Jun 2019 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-110-27-29`

Property Details

APN / Parcel Number

Primary APN	`257-110-27-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	173,864 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 COTTAGE GROVE LN
City	ENCINITAS
State	CA
Zip	92024-3012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R11
Legal Description	LOT 55 US 57 PER DOC71-85677&136964&UND INT IN POR TR 006755
Legal Subdivision	VILLAGE PARK NORTH COUNTRY
Legal Tract	006755
Legal Block	3
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3009
Census Tract	17108

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	281 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Quit Claim Deed, Transfer OTHER
Sep 6, 2017	Grant Deed, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	May 24, 2004 · Amount on Record
Deed Document Number	2017408826
Last Transfer Date	Jun 11, 2019
Transfer Doc	0000240246
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2019
Property Address	281 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012
Document Number	0000240246
Instrument Date	Jun 11, 2019
Instrument	240246
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	281 COTTAGE GROVE LN ENCINITAS CA 920243012, ENCINITAS, CA 92024-3012

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2017
Property Address	281 COTTAGE GROVE LN, ENCINITAS, CA 92024-3012
Document Number	0000408826
Instrument Date	Aug 8, 2017
Instrument	408826
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 COTTAGE GROVE LN ENCINITAS CA 920243012, ENCINITAS, CA 92024-3012

Mortgage

Document Number	408827
Date	Sep 6, 2017
Instrument	408827

Lender

Name	MR COOPER
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$707,951 (+2%) Land $522,260 Building $185,691
2025	$8,101.00 (+7.33%) Homeowner's exemption	$694,070 (+4.04%) Land $512,020 Building $182,050
2023	$7,548.00 (+2.48%) Homeowner's exemption	$667,121 Land $492,139 Building $174,982
2022	$7,365.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Ting, Verizon.

Nearby Properties on Cottage Grove Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures