282 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 282 Central St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,386 sqft · built 1994
Lot Size	1.99 acres (87,007 sqft)
Owner	Trust Name on Record
Tax Bill	$8,872 (2026)
Deeds & Mortgages	Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0022 B:0014 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0022 B:0014 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	3,603 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,007 sqft (1.99 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	282 CENTRAL ST
City	ROWLEY
State	MA
Zip	01969-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Subdivision	LAND ROWLEY
Legal Block	14
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1037
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	282 CENTRAL ST, ROWLEY, MA 01969-1316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018
Deed Sale	Jul 6, 2018
Prior Sale	Aug 15, 2014 · Amount on Record
Deed Book / Page	36844 / 315
Transfer Doc	36844-315
Record Updated	Oct 29, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jul 6, 2018
Property Address	282 CENTRAL ST, ROWLEY, MA 01969-1316
Document Number	36844-315
Book / Page	036844 / 000315
Instrument Date	Jun 29, 2018
Instrument	6001650
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 CENTRAL ST ROWLEY MA 019691316, ROWLEY, MA 01969-1316

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,872.00 (+7.09%)	$733,800 (+4.25%) Land $326,200 Building $407,600	$743,824 (+11.71%)
2025	$8,285.00 (-0.7%)	$703,900 (+2.09%) Land $310,800 Building $393,100	$665,855
2024	$8,343.00 (+5.58%)	$689,500 (+13.61%) Land $296,000 Building $393,500
2023	$7,902.00	$606,900 Land $256,400 Building $350,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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