272 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 272 Central St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,258 sqft · built 1900
Lot Size	4.49 acres (195,907 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Oct 1994)
Tax Bill	$8,787 (2026)
Deeds & Mortgages	Jul 2020 Refinance Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0022 B:0012 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0022 B:0012 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,258 sqft Living Area
Gross Area	3,913 sqft
Basement Area	646 sqft
Unfinished Basement	646 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	195,907 sqft (4.49 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	272 CENTRAL ST
City	ROWLEY
State	MA
Zip	01969-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	12
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1037
Census Tract	270100

Owner

272 Central St is owned by an individual who bought it in October 1994.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 241, ROWLEY, MA 01969-0541
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage ST JEANS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 1994 · Amount on File
Deed Sale	Oct 20, 1994 · Amount on File
Deed Book / Page	12791 / 379
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	272 CENTRAL ST, ROWLEY, MA 01969-1316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38749-253
Date	Jul 24, 2020
Book Page	38749/253
Instrument	20200724006120

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	272 CENTRAL ST, ROWLEY, MA 01969-1316
Document Number	37201-267
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 CENTRAL ST ROWLEY MA 019691316, ROWLEY, MA 01969-1316

Mortgage

Document Number	37201-267
Date	Dec 7, 2018
Book Page	037201/000267
Instrument	7000040

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 272 Central St was $8,787, up 7.9% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,787.00 (+7.88%)	$726,800 (+5.03%) Land $359,200 Building $367,600	$725,728 (+0.27%)
2025	$8,145.00 (+3.18%)	$692,000 (+6.07%) Land $342,300 Building $349,700	$723,805
2024	$7,894.00 (+7.15%)	$652,400 (+15.31%) Land $326,000 Building $326,400
2023	$7,367.00	$565,800 Land $278,900 Building $286,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 272 Central St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 272 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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