Essex County and Rowley Town property record for 293 Central St, Rowley, MA 01969 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,805 sqft Living Area |
| Lot Size | 73,068 sqft (1.67 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (1990) |
| Tax Bill | $7,540.00 (2025) |
| Primary APN | ROWL M:0028 B:0005 L:0001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,805 sqft Living Area |
| Gross Area | 3,825 sqft Gross Area |
| Basement Area | 1,265 sqft Basement |
| Unfinished Basement | 1,265 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 73,068 sqft (1.67 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 293 CENTRAL ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1311 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | ROWLEY MA |
| Minor Civil Division | ROWLEY |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0028 B:0005 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 293 CENTRAL ST, ROWLEY, MA 01969-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage CITIZENS BANK |
| Mar 06, 2024 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment ROCKET MORTGAGE |
| Jul 10, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 31, 2019 | Deed of Trust, Mortgage · Balloon Payment CITIZENS BANK |
| Jun 15, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 1990 · Amount on Record |
| Deed Sale | Feb 01, 1990 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 293 CENTRAL ST, ROWLEY, MA 01969-1311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043242-250 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 43242/250 |
| Instrument | 20260225002170 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 293 CENTRAL ST, ROWLEY, MA 01969-1311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 042011-522 |
|---|---|
| Date | Mar 06, 2024 |
| Book Page | 42011/522 |
| Instrument | 20240306000320 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 293 CENTRAL ST, ROWLEY, MA 01969-1311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36005-429 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 36005/429 |
| Instrument | 22 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 293 CENTRAL ST, ROWLEY, MA 01969-1311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37711-234 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 37711/234 |
| Instrument | 20190731000400 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 293 CENTRAL ST, ROWLEY, MA 01969-1311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38607-137 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 38607/137 |
| Instrument | 20200615000730 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 293 CENTRAL ST, ROWLEY, MA 01969-1311 |
| Document Number | 37064-43 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 293 CENTRAL ST ROWLEY MA 019691311, ROWLEY, MA 01969-1311 |
| Document Number | 37064-43 |
|---|---|
| Date | Oct 04, 2018 |
| Book Page | 037064/000043 |
| Instrument | 4003400 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 03, 2033 |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,540.00 (+8.07%) | $640,600 (+11.1%) Land $306,800 Building $333,800 | $606,005 |
| 2024 | $6,977.00 (+2.21%) | $576,600 (+9.98%) Land $292,200 Building $284,400 | |
| 2023 | $6,826.00 | $524,300 Land $253,500 Building $270,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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