282 Cedar St, Grand Junction, CO 81503 Property Records

Mesa County property record for 282 Cedar St, Grand Junction, CO 81503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1957
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Mar 2021)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2945-252-04-019`

Property Details

APN / Parcel Number

Primary APN	`2945-252-04-019`
Alternative APN	`R070941`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R070941
Street Address	282 CEDAR ST
City	GRAND JUNCTION
State	CO
Zip	81503-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SCHMIDT SUB SEC 25 1S 1W UM
Legal Range	001
Legal Township	01S
Legal Section	25
Legal Subdivision	SCHMIDT
Legal Block	4
Legal Lot Number	19
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2007
Census Tract	1304

Owner

282 Cedar St is owned and occupied by two individuals who acquired it in March 2025.

Source: Mesa County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	282 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Mar 9, 2021	Personal Representative Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Dec 30, 1988 · Amount on File
Deed Document Number	20212969953
Last Transfer Date	Mar 24, 2025
Transfer Doc	0003121201
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Recording Date	Jul 6, 2026
Property Address	282 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Document Number	0003163851
Instrument Date	Jun 18, 2026
Instrument	20263163851
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 CEDAR ST, GRAND JUNCTION, CO 81503-2012

Mortgage

Document Number	0003163851,
Date	Jul 6, 2026
Instrument	20263163851

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	297 Months
Due	Apr 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	282 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003056700
Date	Feb 23, 2023
Instrument	3056700

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MESA CO
Recording Date	Mar 9, 2021
Property Address	282 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Document Number	0002969953
Map Reference	MB 8 PG 17
Instrument Date	Mar 5, 2021
Instrument	2969953
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 CEDAR ST, GRAND JUNCTION, CO 81503-2012

Mortgage

Document Number	0002969954
Date	Mar 9, 2021
Instrument	2969954

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 282 Cedar St was $1,123, up 25.9% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,123.00 (+25.9%)	$13,100 (+27.8%) Land $4,060 Building $9,040	$209,680 Land $65,000 Building $144,680
2024	$892.00 (+0.45%)	$10,250 (-) Land $2,960 Building $7,290
2023	$888.00 (-3.69%)	$10,250 (-3.57%) Land $2,960 Building $7,290	$152,940 Land $44,130 Building $108,810
2022	$922.00	$10,630 Land $2,430 Building $8,200
2021			$152,940 Land $35,000 Building $117,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 282 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 282 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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