286 Cedar St, Grand Junction, CO 81503 Property Records

Mesa County property record for 286 Cedar St, Grand Junction, CO 81503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 1956
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$995 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2945-252-04-017`

Property Details

APN / Parcel Number

Primary APN	`2945-252-04-017`
Alternative APN	`R070939`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R070939
Street Address	286 CEDAR ST
City	GRAND JUNCTION
State	CO
Zip	81503-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 SCHMIDT SUB SEC 25 1S 1W
Legal Range	001
Legal Township	01S
Legal Section	25
Legal Subdivision	SCHMIDT SUB
Legal Block	4
Legal Lot Number	17
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2007
Census Tract	1304

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 1994
Deed Sale	Dec 22, 1994
Deed Book / Page	2122 / 972
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	286 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002976139
Date	Apr 13, 2021
Instrument	2976139

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	286 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002819889
Date	Nov 2, 2017
Instrument	2819889

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Nov 14, 2017
Property Address	286 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Document Number	0002821007
Instrument Date	Nov 5, 2017
Instrument	2821007
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 CEDAR ST GRAND JUNCTION CO 815032012, GRAND JUNCTION, CO 81503-2012

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$995.00 (+34.82%)	$17,560 (+19.21%) Land $4,060 Building $13,500	$280,920 (+27.78%) Land $65,000 Building $215,920
2024	$738.00 (+0.41%)	$14,730 (-) Land $3,220 Building $11,510
2023	$735.00 (+1.94%)	$14,730 (+0.14%) Land $3,220 Building $11,510	$219,850 (+3.83%) Land $47,990 Building $171,860
2022	$721.00	$14,710 Land $2,430 Building $12,280
2021			$211,740 Land $35,000 Building $176,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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