280 Cedar St, Grand Junction, CO 81503 Property Records

Mesa County property record for 280 Cedar St, Grand Junction, CO 81503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 914 sqft · built 1959
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$165,507 (Jun 2019)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2945-252-04-020`

Property Details

APN / Parcel Number

Primary APN	`2945-252-04-020`
Alternative APN	`R070942`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	914 sqft Living Area
Gross Area	1,194 sqft
1st Floor Area	914 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	280 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	R070942
Street Address	280 CEDAR ST
City	GRAND JUNCTION
State	CO
Zip	81503-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SCHMIDT SUB SEC 25 1S 1W
Legal Range	001
Legal Township	01S
Legal Section	25
Legal Subdivision	SCHMIDT SUB
Legal Block	4
Legal Lot Number	20
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2007
Census Tract	1304

Owner

Source: Mesa County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	280 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jul 12, 2019	Loan Modification, Mortgage HOUSING FIN AUTH
Jun 17, 2019	Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Feb 14, 2019	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Feb 14, 2019
Deed Document Number	20192883740
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	280 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CEDAR ST, GRAND JUNCTION, CO 81503-2012

Mortgage

Document Number	0003026969
Date	Apr 11, 2022
Instrument	3026969

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MESA CO
Property Address	280 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Document Number	0002891191
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002891191
Date	Aug 15, 2019
Instrument	2891191

Lender

Name	HOUSING FIN AUTH
Address	1981 BLAKE ST, DENVER, CO 80202-1229

Agreement

Term	360 Months
Due	Aug 14, 2049

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jun 17, 2019
Property Address	280 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Document Number	0002883740
Instrument Date	Jun 14, 2019
Instrument	2883740
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$16.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CEDAR ST, GRAND JUNCTION, CO 81503-2012

Mortgage

Document Number	0002883741
Date	Jun 17, 2019
Instrument	2883741

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0002883742
Date	Jun 17, 2019
Instrument	2883742

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

February 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MESA CO
Recording Date	Feb 14, 2019
Property Address	280 CEDAR ST, GRAND JUNCTION, CO 81503-2012
Document Number	0002869992
Instrument Date	Dec 28, 2018
Instrument	2869992
Transaction Type	Foreclosure
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	451 7TH ST SW WASHINGTON DC 204100001, WASHINGTON, DC 20410-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00 (+19.01%)	$16,700 (+18.69%) Land $4,060 Building $12,640	$267,300 (+27.36%) Land $65,000 Building $202,300
2024	$1,157.00 (+0.52%)	$14,070 (-) Land $3,190 Building $10,880
2023	$1,151.00 (-0.78%)	$14,070 (+0.36%) Land $3,190 Building $10,880	$209,880 (+4.03%) Land $47,540 Building $162,340
2022	$1,160.00	$14,020 Land $2,430 Building $11,590
2021			$201,740 Land $35,000 Building $166,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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