28185 River Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 28185 River Rd, Cloverdale, CA 95425

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,323 sqft · built 1965
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$782,500 (Jun 2021)
Tax Bill$9,647 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN116-280-005-000

Property Details

APN / Parcel Number

Primary APN116-280-005-000
Alternative APN
  • 116-280-005

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,323 sqft Living Area
1st Floor Area1,323 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Lot Area87,120 sqft
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number116-280-005
Street Address28185 RIVER RD
CityCLOVERDALE
StateCA
Zip95425-4135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLIA20
Legal DescriptionMAP 000000 00000
Legal SubdivisionHOLLIS M BLACK LANDS
Legal Block3
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group3
Census Block3002
Census Tract154201

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28185 RIVER RD, CLOVERDALE, CA 95425-4135
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2021 · Amount on Record
Deed SaleJun 18, 2021 · Amount on Record
Prior SaleNov 5, 1999 · Amount on Record
Deed Document Number202171386
Record UpdatedOct 29, 2026

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJun 18, 2021
Property Address28185 RIVER RD, CLOVERDALE, CA 95425-4135
Document Number0000071386
Map ReferenceMB 280 PG 442
Instrument DateJun 11, 2021
Instrument2021071386
Transaction TypeTransfer
Record UpdatedJul 7, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28185 RIVER RD, CLOVERDALE, CA 95425-4135

Mortgage

Document Number0000071387
DateJun 18, 2021
Instrument2021071387
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$863,940 (+2%) Land $524,437 Building $339,503
2025$9,647.00 (+2.53%) Homeowner's exemption$847,001 (+4.04%) Land $514,154 Building $332,847
2023$9,409.00 (+1.84%) Homeowner's exemption$814,113 Land $494,190 Building $319,923
2022$9,239.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1995–2014)
Claims Outside the SFHA2 of 11
Most Recent ClaimDec 2014 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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