2818 Summit St, Sioux City, IA 51104 Property Records

Woodbury County property record for 2818 Summit St, Sioux City, IA 51104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1948
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Sep 2021)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`894716361006`

Property Details

APN / Parcel Number

Primary APN	`894716361006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	702 sqft
Attic	Attic
Attic Area	176 sqft
Basement Area	1,434 sqft
Finished Basement	1,434 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Raised Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Basement
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2818 SUMMIT ST
City	SIOUX CITY
State	IA
Zip	51104-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEIRCES ADDITION E 10 FT SUMMIT & LOT 16 BLK 14
Legal Subdivision	PEIRCES ADDITION
Legal Block	14
Legal Lot Number	16
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	1
Census Block	1004
Census Tract	1000

Owner

2818 Summit St is owned and occupied by two individuals who bought it in September 2021.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2818 SUMMIT ST, SIOUX CITY, IA 51104-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Sep 13, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Deed Document Number	202112647
Prior Transfer Date	Feb 26, 2015
Prior Transfer Doc	0000009608
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODBURY IA
Recording Date	Sep 13, 2021
Property Address	2818 SUMMIT ST, SIOUX CITY, IA 51104-3743
Document Number	0000002647
Instrument Date	Aug 30, 2021
Instrument	2021-12647
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 SUMMIT ST, SIOUX CITY, IA 51104-3743

Mortgage

Document Number	0000002648
Date	Sep 13, 2021
Instrument	2021-12648

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODBURY IA
Recording Date	Sep 13, 2021
Property Address	2818 SUMMIT ST, SIOUX CITY, IA 51104-3743
Document Number	0000002645
Instrument Date	Aug 30, 2021
Instrument	2021-12645
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 SUMMIT ST, SIOUX CITY, IA 51104-3743

Tax Assessment & Valuation

The 2025 property tax bill for 2818 Summit St was $4,116.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,116.00	$254,000 Land $35,200 Building $218,800	$254,000 Land $35,200 Building $218,800
2023	$4,072.00 (+7.78%)	$234,400 Land $26,300 Building $208,100	$234,400 Land $26,300 Building $208,100
2022	$3,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2818 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2818 Summit St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Long Lines Metro, Nextlink.

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