2824 Summit St, Sioux City, IA 51104 Property Records

Woodbury County property record for 2824 Summit St, Sioux City, IA 51104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1961
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2022)
Tax Bill	$3,738 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`894716361005`

Property Details

APN / Parcel Number

Primary APN	`894716361005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	180 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2824 SUMMIT ST
City	SIOUX CITY
State	IA
Zip	51104-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEIRCES ADDITION E 10 FT SUMMIT & LOT 17 BLK 14
Legal Subdivision	PEIRCES ADDITION
Legal Block	14
Legal Lot Number	17
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	1
Census Block	1004
Census Tract	1000

Owner

2824 Summit St is owned and occupied by an individual who bought it in July 2022.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2824 SUMMIT ST, SIOUX CITY, IA 51104-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Deed Document Number	20229057
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	2824 SUMMIT ST, SIOUX CITY, IA 51104-3743
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000378
Date	Jul 27, 2021
Instrument	2021-10378

Lender

Name	AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2031

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	2824 SUMMIT ST, SIOUX CITY, IA 51104-3743
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004294
Date	Apr 5, 2022
Instrument	2022-04294

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 16, 2027

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jul 22, 2022
Property Address	2824 SUMMIT ST, SIOUX CITY, IA 51104-3743
Document Number	0000009057
Instrument Date	Jul 18, 2022
Instrument	2022-09057
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 SUMMIT ST, SIOUX CITY, IA 51104-3743

Mortgage

Document Number	0000009058
Date	Jul 22, 2022
Instrument	2022-09058

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2824 Summit St was $3,738.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,738.00	$230,600 Land $35,200 Building $195,400	$230,600 Land $35,200 Building $195,400
2023	$3,080.00 (+11.84%) Homeowner's exemption	$177,300 Land $26,300 Building $151,000	$177,300 Land $26,300 Building $151,000
2022	$2,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2824 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2824 Summit St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Long Lines Metro, Nextlink.

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