2812 Summit St, Sioux City, IA 51104 Property Records

Woodbury County property record for 2812 Summit St, Sioux City, IA 51104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 1931
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Oct 2022)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`894716361008`

Property Details

APN / Parcel Number

Primary APN	`894716361008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	495 sqft
Basement Area	900 sqft
Finished Basement	150 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	144 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2812 SUMMIT ST
City	SIOUX CITY
State	IA
Zip	51104-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEIRCES ADDITION E 10 FT SUMMIT & LOT 14 BLK 14
Legal Subdivision	PEIRCES ADDITION
Legal Block	14
Legal Lot Number	14
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	1
Census Block	1004
Census Tract	1000

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	107 STEWART AVE, SIOUX CITY, IA 51104-4130
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK/OMAHA
Apr 3, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Oct 10, 2022	Warranty Deed, Transfer
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2022 · Amount on Record
Deed Sale	Oct 10, 2022 · Amount on Record
Deed Document Number	202212490
Last Transfer Date	Apr 3, 2023
Transfer Doc	0000002747
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Recording Date	May 7, 2026
Property Address	2812 SUMMIT ST, SIOUX CITY, IA 51104-3743
Document Number	0000004931
Instrument Date	Apr 17, 2026
Instrument	20264931
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	107 STEWART AVE, SIOUX CITY, IA 51104-4130

Mortgage

Document Number	0000004931,
Date	May 7, 2026
Instrument	20264931

Lender

Name	SECURITY NATIONAL BANK/OMAHA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	143 Months
Due	Apr 17, 2038

Interest

Rate	6.22%
Max Rate	-1%

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOODBURY IA
Recording Date	Apr 3, 2023
Property Address	2812 SUMMIT ST, SIOUX CITY, IA 51104-3743
Document Number	0000002747
Instrument Date	Apr 3, 2023
Instrument	2023-02747
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STEWART AVE, SIOUX CITY, IA 51104-4130

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	2812 SUMMIT ST, SIOUX CITY, IA 51104-3743
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007863
Date	Jun 10, 2021
Instrument	2021-07863

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	2812 SUMMIT ST, SIOUX CITY, IA 51104-3743
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009410
Date	Aug 1, 2022
Instrument	2022-09410

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2023

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Oct 10, 2022
Property Address	2812 SUMMIT ST, SIOUX CITY, IA 51104-3743
Document Number	0000002490
Instrument Date	Oct 5, 2022
Instrument	2022-12490
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 N TEJON ST STE 200, 200, COLORADO SPRINGS, CO 80903-4952

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	2812 SUMMIT ST, SIOUX CITY, IA 51104-3743
Document Number	0000002555
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 SUMMIT ST SIOUX CITY IA 511043743, SIOUX CITY, IA 51104-3743

Mortgage

Document Number	0000002555
Date	Aug 30, 2018
Instrument	2555

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2033

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (-5.16%)	$204,200 (+1.64%) Land $35,200 Building $169,000	$204,200 (+1.64%) Land $35,200 Building $169,000
2023	$3,490.00 (+8.12%) Homeowner's exemption	$200,900 Land $26,300 Building $174,600	$200,900 Land $26,300 Building $174,600
2022	$3,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Long Lines Metro, Nextlink.

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