Osceola County property record for 2818 Latter Day Ct, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,324 sqft · built 2003 |
| Lot Size | 0.329 acres (14,331 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $28,500 (Apr 2003) |
| Tax Bill | $1,744 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-0588-0001-0380 |
| Primary APN | 16-26-30-0588-0001-0380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,324 sqft Living Area |
| Gross Area | 2,784 sqft |
| 1st Floor Area | 2,076 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,331 sqft (0.329 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2818 LATTER DAY CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | CANOE CREEK LAKES UNIT 12 PB 13 PG 132-135 22-26-30 LOT 38 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES UNIT 12 |
| Legal Tract | 588 |
| Legal Block | 380 |
| Legal Lot Number | 38 |
| Legal Unit | 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 43208 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2818 LATTER DAY CT, SAINT CLOUD, FL 34772-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2003 · Amount on Record |
| Deed Sale | Apr 10, 2003 · Amount on Record |
| Prior Sale | Apr 10, 2003 · Amount on Record |
| Deed Book / Page | 2228 / 2591 |
| Last Transfer Date | Mar 30, 2021 |
| Transfer Doc | 0059301907 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 7, 2021 |
| Property Address | 2818 LATTER DAY CT, SAINT CLOUD, FL 34772-7736 |
| Document Number | 0059301907 |
| Book / Page | 5930 / 1907 |
| Map Reference | MB 13 PG 132-135 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021052640 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2818 LATTER DAY CT, SAINT CLOUD, FL 34772-7736 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,744.00 (+3.87%) Homeowner's exemption | $140,330 (+5.99%) | $353,900 (-3.07%) Land $75,000 Building $278,900 |
| 2024 | $1,679.00 (+3.32%) | ||
| 2023 | $1,625.00 Homeowner's exemption | $132,404 | $365,100 Land $65,000 Building $300,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Verizon.
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