2813 Latter Day Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2813 Latter Day Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 2003
Lot Size	0.227 acres (9,888 sqft)
Owner	Company Name on File
Last Sale	$170,000 (Dec 2015)
Tax Bill	$6,258 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0588-0001-0320`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0588-0001-0320`
Alternative APNs	`263016058800010320` `85607`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2813 LATTER DAY CT
City	SAINT CLOUD
State	FL
Zip	34772-7736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT 12 PB 13 PG 132-135 22-26-30 LOT 32
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 12
Legal Tract	588
Legal Block	320
Legal Lot Number	32
Legal Unit	12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43208

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Loan Modification, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING
Oct 8, 2018	Grant Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2015 · Amount on Record
Deed Sale	Dec 14, 2015 · Amount on Record
Prior Sale	Sep 12, 2008 · Amount on Record
Deed Document Number	2015183660
Deed Book / Page	4884 / 2332
Record Updated	Jun 8, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Oct 17, 2018
Property Address	2813 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Document Number	0054190297
Book / Page	005419 / 000297
Instrument Date	Oct 4, 2018
Instrument	155775
Transaction Type	Mortgage
Record Updated	Nov 5, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818

Mortgage

Document Number	54190297
Date	Oct 17, 2018
Book Page	005419/000297
Instrument	155775

Lender

Name	MORGAN STANLEY MTG CAP HOLDING
Type	Mortgage Company
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 16, 2038

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 8, 2018
Property Address	2813 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Document Number	0054141381
Book / Page	005414 / 001381
Instrument Date	Oct 4, 2018
Instrument	151294
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,258.00 (+4.72%)	$361,100 (-3.14%) Land $75,000 Building $286,100	$361,100 (-3.14%) Land $75,000 Building $286,100
2024	$5,976.00 (+6.41%)
2023	$5,616.00 (+13.78%)	$372,800 (+21.28%) Land $65,000 Building $307,800	$372,800 (+21.28%) Land $65,000 Building $307,800
2022	$4,936.00	$307,400 Land $60,000 Building $247,400	$307,400 Land $60,000 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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