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2817 Latter Day Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2817 Latter Day Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,100 sqft Heated Area
Lot Size8,625 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$153,100 (2003)
Tax Bill$2,051.00 (2025)

Property Details

APN / Parcel Number

Primary APN85609
Alternative APN
  • 162630058800010340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,100 sqft Heated Area
Gross Area2,536 sqft Gross Area
1st Floor2,100 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,625 sqft (0.198 acres)
Depth X Width115 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area400 sqft Garage

Exterior Amenities

Pool Area420 sqft Pool
FenceFence
Deck Area490 sqft Deck
Patio Area341 sqft Patio
PorchOpen Porch
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number85609
Street Address2817 LATTER DAY CT
CitySAINT CLOUD
StateFL
Zip34772-7736
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT 12 PB 13 PG 132-135 22-26-30 LOT 34
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES
Legal Tract588
Legal Block1
Legal Lot Number34
Legal Unit12
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2015
Census Tract43208

Owner

Source: Osceola County records · APN 85609

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address2817 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 06, 2021Deed of Trust, Mortgage
DISCOVER BANK
Jun 08, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA
Jan 20, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2003 · Amount on Record
Deed SaleAug 04, 2003 · Amount on Record
Prior SaleAug 04, 2003 · Amount on Record
Deed Doc Number0230600104
Deed Book / Page02306 / 00104
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2817 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062840914
DateSep 12, 2022
Book Page6284/914
Instrument2022138463
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2817 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Transaction TypeMortgage
Record UpdatedJul 22, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2817 LATTER DAY CT, SAINT CLOUD, FL 34772-7736

Mortgage

Document Number0059961146
DateJul 06, 2021
Book Page5996/1146
Instrument2021104914
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
AmountAmount Recorded
Term180 Months
DueJul 06, 2036

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2817 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2817 LATTER DAY CT, SAINT CLOUD, FL 34772-7736

Mortgage

Document Number0059760288
DateJun 08, 2021
Book Page5976/288
Instrument2021088808
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term246 Months
DueDec 01, 2041

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2817 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2817 LATTER DAY CT, SAINT CLOUD, FL 34772-7736

Mortgage

Document Number0058731955
DateJan 20, 2021
Book Page5873/1955
Instrument2021008487
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term251 Months
DueDec 01, 2041

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,051.00 (+7.05%) Homeowner's exemption$157,467 (+5.99%)$359,700 (-2.55%) Land $75,000 Building $284,700
2023$1,916.00 (+4.13%) Homeowner's exemption$148,573 (+3%)$369,100 (+19.68%) Land $65,000 Building $304,100
2022$1,840.00 Homeowner's exemption$144,246$308,400 Land $60,000 Building $248,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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