2818 Guernsey Cv, Nesbit, MS 38651 Property Records

DeSoto County property record for 2818 Guernsey Cv, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,327 sqft · built 2015
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Aug 2022 Sale Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-07-4-19-05-0-00026-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-4-19-05-0-00026-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,327 sqft Adjusted Area
1st Floor Area	1,733 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	202 ft deep x 100 ft wide
Patio Area	165 sqft

Location & Zoning

Street Address	2818 GUERNSEY CV
City	NESBIT
State	MS
Zip	38651-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	STEWARTSHIRE WEST LOT 26
Legal Range	007
Legal Township	02S
Legal Section	19
Legal Subdivision	STEWARTSHIRE WEST
Legal Lot Number	26
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	70634

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2818 GUERNSEY CV, NESBIT, MS 38651-7115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022
Deed Sale	Aug 12, 2022
Prior Sale	Dec 16, 2020 · Amount on Record
Deed Book / Page	1008 / 37
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 12, 2022
Property Address	2818 GUERNSEY CV, NESBIT, MS 38651-7115
Document Number	0001008/37
Book / Page	1008 / 37
Map Reference	MB 102 PG 48
Instrument Date	Aug 11, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1319 WILLOWBROOK CIR, 1319, FORT SMITH, AR 72908-9077

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2818 GUERNSEY CV, NESBIT, MS 38651-7115

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 16, 2020
Property Address	2818 GUERNSEY CV, NESBIT, MS 38651-7115
Document Number	000942/100
Book / Page	942 / 100
Map Reference	MB 102 PG 48
Instrument Date	Dec 8, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2789 GUERNSEY CV, 2789, NESBIT, MS 38651-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2818 GUERNSEY CV, NESBIT, MS 38651-7115

Mortgage

Document Number	0005112184
Date	Dec 16, 2020
Instrument	5112/184

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,102.00 (-16.26%)	$16,595 (-) Land $3,500 Building $13,095	$165,953 (-) Land $35,000 Building $130,953
2023	$1,316.00	$16,595	$165,953 Land $35,000 Building $130,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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