2789 Guernsey Cv, Nesbit, MS 38651 Property Records

DeSoto County property record for 2789 Guernsey Cv, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,697 sqft · built 2014
Lot Size	0.472 acres (20,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,400 (Dec 2020)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-07-4-19-05-0-00017-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-4-19-05-0-00017-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,697 sqft Adjusted Area
1st Floor Area	1,900 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	20,563 sqft (0.472 acres)
Lot Dimensions	2,202 ft deep x 92 ft wide
Patio Area	159 sqft

Location & Zoning

Street Address	2789 GUERNSEY CV
City	NESBIT
State	MS
Zip	38651-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	STEWARTSHIRE WEST LOT 17
Legal Range	007
Legal Township	02S
Legal Section	19
Legal Subdivision	STEWARTSHIRE WEST
Legal Lot Number	17
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	70634

Owner

Source: DeSoto County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2789 GUERNSEY CV, NESBIT, MS 38651-7113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 15, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Mar 12, 2014 · Amount on Record
Deed Book / Page	941 / 774
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jul 27, 2026
Property Address	2789 GUERNSEY CV, NESBIT, MS 38651-7113
Document Number	5663084134
Book / Page	5663 / 84134
Instrument Date	Jul 13, 2026
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 GUERNSEY CV, NESBIT, MS 38651-7113

Mortgage

Document Number	5663084134,
Date	Jul 27, 2026
Book Page	5663/84134

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.84%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 15, 2020
Property Address	2789 GUERNSEY CV, NESBIT, MS 38651-7113
Document Number	000941/774
Book / Page	941 / 774
Map Reference	MB 102 PG 48
Instrument Date	Dec 8, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REGENCY TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2789 GUERNSEY CV, 2789, NESBIT, MS 38651-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2789 GUERNSEY CV, NESBIT, MS 38651-7113

Mortgage

Document Number	0005111194
Date	Dec 15, 2020
Instrument	5111/194

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00 (+16.01%)	$25,389 (+36.46%) Land $3,500 Building $21,889	$253,888 (+36.46%) Land $35,000 Building $218,888
2023	$2,393.00	$18,606	$186,059 Land $35,000 Building $151,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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