2841 Guernsey Cv, Nesbit, MS 38651 Property Records

DeSoto County property record for 2841 Guernsey Cv, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,737 sqft · built 2015
Lot Size	0.477 acres (20,776 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-4-19-05-0-00020-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-4-19-05-0-00020-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,737 sqft Adjusted Area
1st Floor Area	1,945 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	20,776 sqft (0.477 acres)
Lot Dimensions	218 ft deep x 92 ft wide
Patio Area	139 sqft

Location & Zoning

Street Address	2841 GUERNSEY CV
City	NESBIT
State	MS
Zip	38651-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	STEWARTSHIRE WEST LOT 20
Legal Range	007
Legal Township	02S
Legal Section	19
Legal Subdivision	STEWARTSHIRE WEST
Legal Lot Number	20
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	70634

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2841 GUERNSEY CV, NESBIT, MS 38651-7116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022
Deed Sale	Dec 19, 2022
Deed Book / Page	1021 / 84
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 19, 2022
Property Address	2841 GUERNSEY CV, NESBIT, MS 38651-7116
Document Number	0001021/84
Book / Page	1021 / 84
Map Reference	MB 102 PG 48
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4375 HIGHWAY 51 N, HORN LAKE, MS 38637-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2841 GUERNSEY CV, NESBIT, MS 38651-7116

Mortgage

Document Number	0005648260
Date	Dec 19, 2022
Instrument	5648/260

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2841 GUERNSEY CV, NESBIT, MS 38651-7116
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004704/756
Date	Apr 8, 2019
Book Page	4704/756

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 5, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2841 GUERNSEY CV, NESBIT, MS 38651-7116
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004956/773
Date	Jun 1, 2020
Book Page	4956/773

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	70 Months
Due	Apr 5, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2841 GUERNSEY CV, NESBIT, MS 38651-7116
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2841 GUERNSEY CV, NESBIT, MS 38651-7116

Mortgage

Document Number	005219/184
Date	Apr 22, 2021
Book Page	5219/184

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (+16.08%)	$25,593 (+36.51%) Land $3,500 Building $22,093	$255,931 (+36.51%) Land $35,000 Building $220,931
2023	$2,413.00	$18,748	$187,481 Land $35,000 Building $152,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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