2817 E Terrace Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2817 E Terrace Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 1998
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-08-538`

Property Details

APN / Parcel Number

Primary APN	`304-08-538`
Alternative APN	`304085385`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
Gross Area	1,457 sqft
1st Floor Area	1,353 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,502 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2817 E TERRACE AVE
City	GILBERT
State	AZ
Zip	85234-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BASELINE/TONE REPLAT MCR 480-28
Legal Range	6E
Legal Township	1S
Legal Section	3
Legal Subdivision	BASELINE/TONE REPLAT
Legal Lot Number	21
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	422620

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2817 E TERRACE AVE, GILBERT, AZ 85234-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit WEST FINANCIAL CREDIT UNION
Nov 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2021
Deed Sale	Nov 16, 2021
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	20211222851
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	0001222851
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 8, 2026
Property Address	2817 E TERRACE AVE, GILBERT, AZ 85234-1427
Document Number	0000343149
Instrument Date	Jun 3, 2026
Instrument	2026343149
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 E TERRACE AVE, GILBERT, AZ 85234-1427

Mortgage

Document Number	0000343149,
Date	Jun 8, 2026
Instrument	2026343149

Lender

Name	WEST FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 16, 2021
Property Address	2817 E TERRACE AVE, GILBERT, AZ 85234-1427
Document Number	0001222851
Map Reference	MB 480 PG 28
Instrument Date	Nov 15, 2021
Instrument	20211222851
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2817 E TERRACE AVE, GILBERT, AZ 85234-1427

Mortgage

Document Number	0001222852
Date	Nov 16, 2021
Instrument	20211222852

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,050 (+111.3%)	$370,500 (+6.31%) Land $74,100 Building $296,400
2025	$1,646.00 (-11.17%)	$17,534 (-52.81%)	$348,500 (-6.22%) Land $69,700 Building $278,800
2024		$37,160	$371,600 Land $74,300 Building $297,300
2023	$1,853.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Severe Storms, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon, Wi-Fiber.

Nearby Properties on E Terrace Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures