2831 E Terrace Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2831 E Terrace Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 1998
Lot Size	0.127 acres (5,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Apr 2022)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Apr 2024 Transfer Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-08-536`

Property Details

APN / Parcel Number

Primary APN	`304-08-536`
Alternative APN	`304085361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
Gross Area	1,457 sqft
1st Floor Area	1,353 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,510 sqft (0.127 acres)
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2831 E TERRACE AVE
City	GILBERT
State	AZ
Zip	85234-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BASELINE/TONE REPLAT MCR 480-28
Legal Range	6E
Legal Township	1S
Legal Section	3
Legal Subdivision	BASELINE/TONE REPLAT
Legal Lot Number	19
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	422620

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2831 E TERRACE AVE, GILBERT, AZ 85234-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Intrafamily Transfer, Transfer
Sep 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2018	Warranty Deed, Transfer CLEAR TITLE AGENCY/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	2022330040
Last Transfer Date	Apr 18, 2024
Transfer Doc	0000204295
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 19, 2024
Property Address	2831 E TERRACE AVE, GILBERT, AZ 85234-1427
Document Number	0000204295
Map Reference	MB 453 PG 6
Instrument Date	Apr 18, 2024
Instrument	20240204295
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2831 E TERRACE AVE, GILBERT, AZ 85234-1427

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2831 E TERRACE AVE, GILBERT, AZ 85234-1427
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 N 16TH ST 3049, 3049, PHOENIX, AZ 85016-3814

Mortgage

Document Number	0000704518
Date	Sep 12, 2022
Instrument	20220704518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 14, 2022
Property Address	2831 E TERRACE AVE, GILBERT, AZ 85234-1427
Document Number	0000330040
Map Reference	MB 480 PG 28
Instrument Date	Mar 15, 2022
Instrument	20220330040
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2831 E TERRACE AVE, 2831, GILBERT, AZ 85234-1427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 E TERRACE AVE, GILBERT, AZ 85234-1427

Mortgage

Document Number	0000330041
Date	Apr 14, 2022
Instrument	20220330041

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 18, 2018
Property Address	2831 E TERRACE AVE, GILBERT, AZ 85234-1427
Document Number	0000382220
Instrument Date	May 17, 2018
Instrument	382220
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	CLEAR TITLE AGENCY/AZ

Transaction

Amount	Amount Recorded
Tax	$246.85
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2831 E TERRACE AVE GILBERT AZ 852341427, GILBERT, AZ 85234-1427

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,060 (+111.36%)	$370,600 (+6.31%) Land $74,100 Building $296,500
2025	$1,373.00 (+3.23%)	$17,534 (-52.83%)	$348,600 (-6.21%) Land $69,700 Building $278,900
2024		$37,170	$371,700 Land $74,300 Building $297,400
2023	$1,330.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Severe Storms, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber, Verizon.

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