2781 E Terrace Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2781 E Terrace Ave, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 1998
Lot Size0.126 acres (5,506 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Nov 2019)
Tax Bill$1,268 (2025)
Deeds & MortgagesNov 2019 Sale
Sep 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN304-08-543

Property Details

APN / Parcel Number

Primary APN304-08-543
Alternative APN
  • 304085435

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,204 sqft Living Area
Gross Area1,304 sqft
1st Floor Area1,204 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,506 sqft (0.126 acres)
Parking Spaces2 Parking Spaces
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2781 E TERRACE AVE
CityGILBERT
StateAZ
Zip85234-1426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionBASELINE/TONE REPLAT MCR 480-28
Legal Range6E
Legal Township1S
Legal Section3
Legal SubdivisionBASELINE/TONE REPLAT
Legal Lot Number26
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1002
Census Tract422620

Owner

Source: Maricopa County records · APN 304-08-543

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2781 E TERRACE AVE, GILBERT, AZ 85234-1426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2019Warranty Deed, Transfer
FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY INC
Sep 05, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Prior SaleSep 05, 2017 · Amount on Record
Deed Document Number2019922444
Prior Transfer DateMar 06, 2015
Prior Transfer Doc0000163520
Record UpdatedSep 20, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 15, 2019
Property Address2781 E TERRACE AVE, GILBERT, AZ 85234-1426
Document Number0000922444
Instrument DateNov 05, 2019
Instrument922444
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyFIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY INC

Transaction

AmountAmount Recorded
Tax$275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2781 E TERRACE AVE GILBERT AZ 852341426, GILBERT, AZ 85234-1426

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 05, 2017
Property Address2781 E TERRACE AVE, GILBERT, AZ 85234-1426
Document Number0000653429
Map ReferenceDOC98-0300466
Instrument DateJul 18, 2017
Instrument2017-0653429
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
Address3935 E FICUS WAY, 3935, GILBERT, AZ 85298-0437

Transferred To (Grantee/Buyer)

NameVerified Name
Address2781 E TERRACE AVE, GILBERT, AZ 85234-1426

Mortgage

Document Number0000653430
DateSep 05, 2017
Instrument2017-0653430
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$35,230 (+117.24%)$352,300 (+6.34%) Land $70,400 Building $281,900
2025$1,268.00 (+6.2%)$16,217 (-54.03%)$331,300 (-6.09%) Land $66,200 Building $265,100
2024$35,280 (+20.74%)$352,800 (+20.74%) Land $70,500 Building $282,300
2023$29,220 Land $5,840 Building $23,380$292,200 Land $58,400 Building $233,800
2022$1,194.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1999 · Severe Storms, Flooding, High Winds

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Lumen Technologies, Verizon, Wi-Fiber.

Based on FCC filings for 451 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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