2817 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2817 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	1,317 sqft Living Area
Lot Size	5,900 sqft (0.135 acres)
Garage	Detached, 308 sqft
Occupancy	Owner Occupied
Tax Bill	$1,281.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-13-104-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,317 sqft Living Area
1st Floor	908 sqft 1st Floor
Attic Area	409 sqft Attic
Attic	1 Attic
Basement Area	908 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,900 sqft (0.135 acres)
Depth X Width	118 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	308 sqft Garage
Patio Area	240 sqft Patio
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2817 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-2012
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTH WATERLOO PLACE LOT 16 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	NORTH WATERLOO PLACE
Legal Block	4
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2024
Census Tract	1702

Owner

Source: Black Hawk County records · APN 8913-13-104-009

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2817 E 4TH ST, WATERLOO, IA 50703-2012
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	May 01, 2026
Property Address	2817 E 4TH ST, WATERLOO, IA 50703-2012
Document Number	0000006132
Instrument Date	May 01, 2026
Instrument	20266132
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 E 4TH ST, WATERLOO, IA 50703-2012

Mortgage

Document Number	0000006132,
Date	May 01, 2026
Instrument	20266132

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00 (-0.93%) Homeowner's exemption	$94,440 (+29.16%) Land $8,930 Building $85,510	$94,440 (+29.16%) Land $8,930 Building $85,510
2024	$1,293.00 (-13.16%)
2023		$73,120 (+12.01%) Land $8,930 Building $64,190	$73,120 (+12.01%) Land $8,930 Building $64,190
2022	$1,489.00 Homeowner's exemption	$65,280 Land $8,930 Building $56,350
2021			$65,280 Land $8,930 Building $56,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.