2811 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2811 E 4th St, Waterloo, IA 50703 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1941
Square Footage1,189 sqft Living Area
Lot Size5,950 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$82,000 (2026)
Tax Bill$1,508.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-13-104-010

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,189 sqft Living Area
1st Floor820 sqft 1st Floor
Attic Area369 sqft Attic
Attic1 Attic
Basement Area820 sqft Basement
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,950 sqft (0.137 acres)
Depth X Width119 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area308 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2811 E 4TH ST
CityWATERLOO
StateIA
Zip50703-2012
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTH WATERLOO PLACE LOT 15 BLK 4
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionNORTH WATERLOO PLACE
Legal Block4
Legal Lot Number15
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2024
Census Tract1702

Owner

Source: Black Hawk County records · APN 8913-13-104-010

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2811 E 4TH ST, WATERLOO, IA 50703-2012
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2014Deed of Trust, Mortgage
FARMERS STATE BANK
Mar 30, 2026Warranty Deed, Transfer · Line of Credit
CEDAR FALLS COMMUNITY CU
Jul 02, 2013Legal Action/Court Order, Foreclosure · Line of Credit
VERIDIAN CU
Jun 21, 2013Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2026 · Amount on Record
Deed SaleMar 30, 2026 · Amount on Record
Prior SaleJul 02, 2013 · Amount on Record
Deed Doc Number20264126
Prior Transfer DateJun 20, 2013
Prior Transfer Doc2013026688
Record RefreshedSep 20, 2026

July 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2811 E 4TH ST, WATERLOO, IA 50703-2012
Transaction TypeMortgage
Record UpdatedApr 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number201500000102
DateJul 02, 2014
Instrument201500000102
Lender
NameFARMERS STATE BANK
TypeBank
AddressWATERLOO, IA 50702
Agreement
AmountAmount Recorded

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMar 30, 2026
Property Address2811 E 4TH ST, WATERLOO, IA 50703-2012
Document Number0202604126
Instrument DateMar 25, 2026
Instrument2026-04126
Transaction TypeTransfer
Record UpdatedApr 08, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$130.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2811 E 4TH ST, WATERLOO, IA 50703-2012

Mortgage

Document Number0202604127
DateMar 30, 2026
Instrument2026-04127
Lender
NameCEDAR FALLS COMMUNITY CU
TypeCredit Union
Address123 W 4TH ST, CEDAR FALLS, IA 50613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 03, 2051
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2013: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBLACK HAWK IA
Recording DateJul 02, 2013
Property Address2811 E 4TH ST, WATERLOO, IA 50703-2012
Document Number2014000117
Instrument DateJun 28, 2013
Instrument2014000117
Transaction TypeForeclosure
Record UpdatedApr 08, 2026
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$92.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3627 S MAIN ST, CEDAR FALLS, IA 50613-5547
InvestorPossibly a Property Investor

Mortgage

Document Number2014000118
DateJul 02, 2013
Instrument2014000118
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Type Change DateJul 01, 2020

June 2013: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBLACK HAWK IA
Recording DateJun 21, 2013
Property Address2811 E 4TH ST, WATERLOO, IA 50703-2012
Document Number2013026688
Instrument DateJun 20, 2013
Instrument2013-026688
Transaction TypeTransfer
Record UpdatedApr 08, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2811 E 4TH ST, WATERLOO, IA 50703-2012

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,508.00$89,510 (+28.72%) Land $9,030 Building $80,480$89,510 (+28.72%) Land $9,030 Building $80,480
2024$1,508.00 (+9.12%)
2023$69,540 (+10.52%) Land $9,030 Building $60,510$69,540 (+10.52%) Land $9,030 Building $60,510
2022$1,382.00$62,920 Land $9,030 Building $53,890
2021$62,920 Land $9,030 Building $53,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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