2812 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2812 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1961
Square Footage	936 sqft Living Area
Lot Size	6,700 sqft (0.154 acres)
Garage	Detached, 240 sqft
Tax Bill	$1,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-13-126-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	2 Partial Baths
Total Rooms	5 Rooms
Building Area	936 sqft Living Area
1st Floor	936 sqft 1st Floor
Basement Area	936 sqft Basement
Finished Basement	500 sqft Finished
Unfinished Basement	936 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,700 sqft (0.154 acres)
Depth X Width	134 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	240 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2812 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-2013
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTH WATERLOO PLACE LOT 10 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	NORTH WATERLOO PLACE
Legal Block	5
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2025
Census Tract	1702

Owner

Source: Black Hawk County records · APN 8913-13-126-016

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	633 BOSTON AVE, WATERLOO, IA 50703-2036
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2812 E 4TH ST, WATERLOO, IA 50703-2013
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100006406
Date	Sep 24, 2020
Instrument	202100006406

Lender

Name	CITY OF WATERLOO
Type	Non-Lending Institution

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 17, 2025

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,518.00	$90,160 (+28.8%) Land $9,410 Building $80,750	$90,160 (+28.8%) Land $9,410 Building $80,750
2024	$1,518.00 (+7.51%)
2023		$70,000 (+8.95%) Land $9,410 Building $60,590	$70,000 (+8.95%) Land $9,410 Building $60,590
2022	$1,412.00	$64,250 Land $9,410 Building $54,840
2021			$64,250 Land $9,410 Building $54,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.