2414 W Saratoga, Ozark, MO 65721 Property Records

Christian County property record for 2414 W Saratoga, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 4,389 sqft · built 2005
Lot Size	0.271 acres (11,840 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.5-16-1-1-7`

Property Details

APN / Parcel Number

Primary APN	`11-0.5-16-1-1-7`
Alternative APN	`11-0.5-16-001-001-007.000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	4,389 sqft Adjusted Area
1st Floor Area	2,036 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,840 sqft (0.271 acres)
Lot Dimensions	160 ft deep x 74 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	2414 W SARATOGA
City	OZARK
State	MO
Zip	65721-8479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 110 OZARK HEIGHTS 3RD ADDITION
Legal Range	21
Legal Township	27
Legal Section	16
Legal Subdivision	OZARK HEIGHTS
Legal Lot Number	110
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	1
Census Block	1003
Census Tract	20308

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2414 W SARATOGA, OZARK, MO 65721-8479
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jun 24, 2019	Deed of Trust, Mortgage ARVEST MTG
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Aug 1, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ORIGIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019
Deed Sale	Jun 25, 2019
Prior Sale	Aug 1, 2017
Deed Document Number	2019007855
Deed Book / Page	2019 / 007855
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2414 W SARATOGA, OZARK, MO 65721-8479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREFERRED TITLE OF MO ICN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202017636
Date	Oct 23, 2020
Book Page	2020/17636
Instrument	2020L17804

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2414 W SARATOGA, OZARK, MO 65721-8479
Document Number	0202000516
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	709 W CARMEN ST OZARK MO 657215331, OZARK, MO 65721-5331

Mortgage

Document Number	0202000516
Date	Jan 14, 2020
Book Page	002020/000516
Instrument	521

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 25, 2019
Property Address	2414 W SARATOGA, OZARK, MO 65721-8479
Document Number	0201907855
Book / Page	2019 / 07855
Instrument Date	Jun 24, 2019
Instrument	2019L07935
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	PREFERRED TITLE OF MO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2414 W SARATOGA, OZARK, MO 65721-8479

Mortgage

Document Number	0201907856
Date	Jun 25, 2019
Book Page	2019/07856
Instrument	2019L07936

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 1, 2017
Property Address	2414 W SARATOGA, OZARK, MO 65721-8479
Document Number	0201709749
Book / Page	2017 / 09749
Instrument Date	Jul 31, 2017
Instrument	2017L09850
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 17, 2022
Title Company	OZARK ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414J W SARATOGA, OZARK, MO 65721-8479

Mortgage

Document Number	2017L09851
Date	Aug 1, 2017
Instrument	2017L09851

Lender

Name	ORIGIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$82,210 (+6.95%)	$432,700 (+6.95%) Land $40,000 Building $392,700
2023	$76,870 (+1.25%)	$404,600 (+1.25%) Land $40,000 Building $364,600
2022	$75,920
2021		$399,600 Land $35,000 Building $364,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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