2816 Palmyra Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2816 Palmyra Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,166 sqft · built 2002
Lot Size	0.724 acres (31,537 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Aug 2004)
Tax Bill	$591 (2025)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0586-0001-0090`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0586-0001-0090`
Alternative APNs	`263016058600010090` `85551`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,166 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	2,166 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,537 sqft (0.724 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	178 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2816 PALMYRA CT
City	SAINT CLOUD
State	FL
Zip	34772-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT 11 PB 11 PG 193-196 LOT 9 22/26/30
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 11
Legal Tract	586
Legal Block	90
Legal Lot Number	9
Legal Unit	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0586-0001-0090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2816 PALMYRA CT, SAINT CLOUD, FL 34772-7319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2004 · Amount on Record
Deed Sale	Aug 23, 2004 · Amount on Record
Prior Sale	Jan 23, 2002 · Amount on Record
Deed Document Number	2004165696
Deed Book / Page	2580 / 586
Last Transfer Date	Sep 12, 2025
Transfer Doc	0068502926
Record Updated	Jun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 18, 2025
Property Address	2816 PALMYRA CT, SAINT CLOUD, FL 34772-7319
Document Number	0068502926
Book / Page	6850 / 2926
Map Reference	MB 11 PG 193-196
Instrument Date	Sep 12, 2025
Instrument	2025115812
Transaction Type	Transfer
Record Updated	Nov 05, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2816 PALMYRA CT, SAINT CLOUD, FL 34772-7319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$591.00 (+2.43%)	$75,903 (+2.9%)	$362,400 (-6.11%) Land $75,000 Building $287,400
2024	$577.00 (+0.7%) Homeowner's exemption	$73,764 (+3%)	$386,000 (+3.1%) Land $70,000 Building $316,000
2023	$573.00 (+1.96%) Homeowner's exemption	$71,616 (+3%)	$374,400 (+21.28%) Land $65,000 Building $309,400
2022	$562.00 Homeowner's exemption	$69,531	$308,700 Land $60,000 Building $248,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Based on FCC filings for 152 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.