2811 Palmyra Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2811 Palmyra Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage2,065 sqft Heated Area
Lot Size10,629 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$287,500 (2020)
Tax Bill$4,189.00 (2025)

Property Details

APN / Parcel Number

Primary APN85562
Alternative APN
  • 162630058600010120

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,065 sqft Heated Area
Gross Area2,732 sqft Gross Area
1st Floor2,065 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,629 sqft (0.244 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
FenceFence
Deck Area958 sqft Deck
PorchOpen Porch
Porch Area247 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number85562
Street Address2811 PALMYRA CT
CitySAINT CLOUD
StateFL
Zip34772-7319
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT 11 PB 11 PG 193-196 LOT 12 22/26/30
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES
Legal Tract586
Legal Block1
Legal Lot Number12,22
Legal Unit11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2012
Census Tract43208

Owner

Source: Osceola County records · APN 85562

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2811 PALMYRA CT, SAINT CLOUD, FL 34772-7319
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jan 06, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIRST BK/THE PALM BEACHES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2020 · Amount on Record
Deed SaleJan 06, 2020 · Amount on Record
Prior SaleAug 25, 2008 · Amount on Record
Deed Doc Number2020001581
Deed Book / Page5652 / 2165
Record RefreshedJun 08, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2811 PALMYRA CT, SAINT CLOUD, FL 34772-7319
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055392519
DateJun 12, 2019
Book Page5539/2519
Instrument2019075728
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 06, 2020
Property Address2811 PALMYRA CT, SAINT CLOUD, FL 34772-7319
Document Number0056522165
Book / Page005652 / 002165
Instrument DateJan 03, 2020
Instrument1581
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,012.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2811 PALMYRA CT ST CLOUD FL 347727319, ST CLOUD, FL 34772-7319

Mortgage

Document Number56522167
DateJan 06, 2020
Book Page005652/002167
Instrument1582
Lender
NameFIRST BK/THE PALM BEACHES
TypeBank
AddressWEST PALM BEACH, FL 33401
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 05, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,189.00 (+6.16%) Homeowner's exemption$276,941 (+5.99%)$371,000 (-2.65%) Land $75,000 Building $296,000
2023$3,946.00 (+3.52%) Homeowner's exemption$261,299 (+3%)$381,100 (+19.35%) Land $65,000 Building $316,100
2022$3,812.00 Homeowner's exemption$253,689$319,300 Land $60,000 Building $259,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 769 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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