Osceola County property record for 2809 Palmyra Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,619 sqft · built 2001 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $140,000 (Mar 2003) |
| Tax Bill | $1,557 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 85563 |
| Primary APN | 85563 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,619 sqft Heated Area |
| Gross Area | 2,316 sqft |
| 1st Floor Area | 1,619 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 85563 |
|---|---|
| Street Address | 2809 PALMYRA CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK LAKES UNIT 11 PB 11 PG 193-196 LOT 13 22/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES |
| Legal Tract | 586 |
| Legal Block | 1 |
| Legal Lot Number | 13,22 |
| Legal Unit | 11 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43208 |
Source: Osceola County records · APN 85563
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2809 PALMYRA CT, SAINT CLOUD, FL 34772-7319 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2003 · Amount on Record |
| Deed Sale | Mar 26, 2003 · Amount on Record |
| Prior Sale | Dec 17, 2001 · Amount on Record |
| Deed Document Number | 0221800898 |
| Deed Book / Page | 02218 / 00898 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,557.00 (+7.6%) Homeowner's exemption | $129,868 (+5.99%) | $316,000 (-2.44%) Land $75,000 Building $241,000 |
| 2023 | $1,447.00 (+4.55%) Homeowner's exemption | $122,533 (+3%) | $323,900 (+20.54%) Land $65,000 Building $258,900 |
| 2022 | $1,384.00 Homeowner's exemption | $118,965 | $268,700 Land $60,000 Building $208,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force 35 of 41 on primary residences |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020, other causes |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 769 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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