2816 Flat Rock Rd, Waco, TX 76708 Property Records

McLennan County property record for 2816 Flat Rock Rd, Waco, TX 76708 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$4,864 (2024)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`140267090089008`

Property Details

APN / Parcel Number

Primary APN	`140267090089008`
Alternative APNs	`1402670900890080101` `102943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	720 sqft
Carport	Carport
Carport Area	640 sqft
Parking Spaces	5 Parking Spaces
Patio Area	180 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	102943
Old Parcel Number	1402670900890080101
Street Address	2816 FLAT ROCK RD
City	WACO
State	TX
Zip	76708-7338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANE JAMES-STOFRGN ACRES 1.0
Legal Subdivision	LANE JAMES-STOFRGN
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1005
Census Tract	4104

Owner

Source: McLennan County records · APN 140267090089008

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	435 ENTERPRISE BLVD, HEWITT, TX 76643-4104
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2015
Deed Sale	Jan 27, 2015
Deed Document Number	2015002440
Record Updated	Jun 07, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2816 FLAT ROCK RD, WACO, TX 76708-7205
Document Number	0000019872
Instrument Date	May 02, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 ENTERPRISE BLVD HEWITT TX 766434104, HEWITT, TX 76643-4104

Mortgage

Document Number	0000019872
Date	Jun 20, 2017
Instrument	19872

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Bosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,796 (+20.55%) Land $23,280 Building $235,540	$258,820 (+30.11%) Land $23,280 Building $235,540
2024	$4,864.00 (+1.16%)
2023		$198,920 Land $23,280 Building $175,640	$198,920 Land $23,280 Building $175,640
2022	$4,808.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090041041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force 17 of 18 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.