McLennan County property record for 2572 Flat Rock Rd, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 656 sqft · built 1994 |
| Lot Size | 0.542 acres (23,610 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,836 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 140531000088010 |
| Primary APN | 140531000088010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 656 sqft Living Area |
| 1st Floor Area | 656 sqft |
| Flooring | Carpet |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 23,610 sqft (0.542 acres) |
| Lot Dimensions | 175 ft deep x 135 ft wide |
| Deck Area | 72 sqft |
| Patio Area | 180 sqft |
| Storage Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 103561 |
|---|---|
| Old Parcel Number | 1405310000880100111 |
| Street Address | 2572 FLAT ROCK RD |
| City | WACO |
| State | TX |
| Zip | 76708-7205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LANE JAMES ACRES .542 |
| Legal Subdivision | LANE JAMES |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 4104 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1639, WACO, TX 76703-1639 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK |
| Jul 15, 2019 | Loan Modification, Mortgage TEXAS FIRST ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2016 |
| Deed Sale | Jul 18, 2016 |
| Deed Document Number | 2016023051 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2572 FLAT ROCK RD, WACO, TX 76708-7205 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5616 PLANTATION DR, WACO, TX 76708-5755 |
| Document Number | 0000033660 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022033660 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2572 FLAT ROCK RD, WACO, TX 76708-7205 |
| Document Number | 0000026128 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1968 WACO TX 767031968, WACO, TX 76703-1968 |
| Document Number | 0000026128 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 26128 |
| Name | TEXAS FIRST ST BK |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Bosqueville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,200 (-4%) Land $20,970 Building $54,230 | $75,200 (-4%) Land $20,970 Building $54,230 | |
| 2024 | $1,836.00 (-3.01%) | ||
| 2023 | $78,330 Land $20,970 Building $57,360 | $78,330 Land $20,970 Building $57,360 | |
| 2022 | $1,893.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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