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2782 Flat Rock Rd, Waco, TX 76708 Property Records

McLennan County property record for 2782 Flat Rock Rd, Waco, TX 76708 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,140 sqft · built 1965
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$3,640 (2024)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN140531000089004

Property Details

APN / Parcel Number

Primary APN140531000089004
Alternative APNs
  • 1405310000890040111
  • 103562

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1989
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area108 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number103562
Old Parcel Number1405310000890040111
Street Address2782 FLAT ROCK RD
CityWACO
StateTX
Zip76708-7341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANE JAMES TRACT 81 ACRES 1.0
Legal SubdivisionLANE JAMES
Legal Tract81
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1005
Census Tract4104

Owner

Source: McLennan County records · APN 140531000089004

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 N 9TH ST, WACO, TX 76701-1231
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2013
Deed SaleOct 01, 2013
Deed Document Number2013035308
Record UpdatedJun 08, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2782 FLAT ROCK RD, WACO, TX 76708-7205
Document Number0000040706
Instrument DateNov 29, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 ENTERPRISE BLVD HEWITT TX 766434104, HEWITT, TX 76643-4104

Mortgage

Document Number0000040706
DateDec 13, 2017
Instrument40706
Lender
NameTEXAS FIRST ST BK
TypeBank
AddressWACO, TX 76702-2524
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictBosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$179,472 (+21.99%) Land $23,280 Building $168,510$191,790 (+30.36%) Land $23,280 Building $168,510
2024$3,640.00 (+2.36%)
2023$147,120 Land $23,280 Building $123,840$147,120 Land $23,280 Building $123,840
2022$3,556.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090041041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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