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2816 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 2816 Flagler Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,850 sqft · built 2017
Lot Size0.036 acres (1,571 sqft)
Owner2 Individual Names on Record
Last Sale$1,250,000 (Jul 2025)
Tax Bill$7,853 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2026 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN00065090-009000

Property Details

APN / Parcel Number

Primary APN00065090-009000
Alternative APN
  • 9104162

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,850 sqft Living Area
Gross Area1,970 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2021
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,571 sqft (0.036 acres)
Garage TypeAttached
Garage Area120 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number9104162
Street Address2816 FLAGLER AVE
CityKEY WEST
StateFL
Zip33040-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionRESIDENTIAL UNIT 9 OF ENCLAVE ON RIVIERA DEVELOPMENT F/K/A KW NO 29 A PARCEL OF LAND LYING SE OF FLAGLER AVE OR2883-219 OR3025-1571 OR3062-0209 OR3228-1132
Legal Range25E
Legal Township68S
Legal Section04
Legal SubdivisionENCLAVE ON RIVIERA
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2000
Census Tract972000

Owner

Source: Monroe County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2816 FLAGLER AVE, KEY WEST, FL 33040-4002
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 2, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 2, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 5, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2025 · Amount on Record
Deed SaleJul 16, 2025 · Amount on Record
Prior SaleJun 5, 2020 · Amount on Record
Deed Document Number2025131
Deed Book / Page3335 / 1419
Prior Transfer DateJun 1, 2023
Prior Transfer Doc0032281132
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateJun 2, 2026
Property Address2816 FLAGLER AVE, KEY WEST, FL 33040-4002
Document Number0002545573
Book / Page3383 / 1868
Instrument DateMay 19, 2026
Instrument20262545573
Transaction TypeTransfer
Record UpdatedJun 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2816 FLAGLER AVE, KEY WEST, FL 33040-4002
InvestorPossibly a Property Investor

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateJun 2, 2026
Property Address2816 FLAGLER AVE, KEY WEST, FL 33040-4002
Document Number0033831868
Book / Page3383 / 1868
Instrument DateMay 19, 2026
Instrument20262545573
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2816 FLAGLER AVE, KEY WEST, FL 33040-4002
InvestorPossibly a Property Investor

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJun 2, 2023
Property Address2816 FLAGLER AVE, KEY WEST, FL 33040-4002
Document Number0032281132
Book / Page3228 / 1132
Map ReferenceMB 2883 PG 219
Instrument DateJan 23, 2023
Instrument2420454
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9701 TRAPPERS TRL, MIDDLETON, WI 53562-5061

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9701 TRAPPERS TRL, MIDDLETON, WI 53562-5061

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 5, 2020
Property Address2816 FLAGLER AVE, KEY WEST, FL 33040-4002
Document Number0030251571
Book / Page003025 / 001571
Instrument DateJun 5, 2020
Instrument2268434
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,943.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9701 TRAPPERS TRL MIDDLETON WI 535625061, MIDDLETON, WI 53562-5061

Mortgage

Document Number30251573
DateJun 5, 2020
Book Page003025/001573
Instrument2268435
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,853.00 (+12.35%)$915,476 (+18.7%) Land $477,484 Building $437,992$915,476 (+18.7%) Land $477,484 Building $437,992
2024$6,990.00 (+1.08%)
2023$6,915.00 (+3.26%)$771,241 (-0.4%) Land $374,526 Building $396,715$771,241 (-0.4%) Land $374,526 Building $396,715
2022$6,697.00$774,355 Land $374,526 Building $399,829$774,355 Land $374,526 Building $399,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 247 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies415 units insured
incl. 168 condo units
Nearby Flood Claims496 (1980–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 33 claims
  • Hurricane Wilma, Oct 2005 · 321 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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