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2822 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 2822 Flagler Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,850 sqft · built 2017
Lot Size0.033 acres (1,442 sqft)
OwnerIndividual Name on File
Tax Bill$5,780 (2023)
Deeds & MortgagesJan 2018 Transfer
Dec 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00065090-004000

Property Details

APN / Parcel Number

Primary APN00065090-004000
Alternative APN
  • 9104157

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,850 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialPlywood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,442 sqft (0.033 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number9104157
Street Address2822 FLAGLER AVE
CityKEY WEST
StateFL
Zip33040-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESIDENTIAL UNIT 4 OF ENCLAVE ON RIVIERA DEVELOPMENT F/K/A KW NO 29 A PARCEL OF LAND LYING SE OF FLAGLER AVE
Legal Range25E
Legal Township68S
Legal Section04
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2000
Census Tract972000

Owner

2822 Flagler Ave is owned and occupied by an individual who acquired it in January 2020.

Source: Monroe County records, as of January 22, 2024

Owner of RecordIndividual Name on File
Mailing Address2822 FLAGLER AVE, KEY WEST, FL 33040-4002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2018Correction Deed, Transfer
ATTORNEY ONLY
Dec 21, 2017Warranty Deed, Transfer · VA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 2020
Deed SaleJan 1, 2020
Deed Document Number0030071049
Record UpdatedJun 7, 2026

January 2018: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJan 23, 2018
Property Address2822 FLAGLER AVE, KEY WEST, FL 33040-4002
Document Number0028881355
Book / Page002888 / 001355
Instrument DateJan 16, 2018
Instrument2152293
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address33 E QUAY RD KEY WEST FL 330408391, KEY WEST, FL 33040-8391

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 21, 2017
Property Address2822 FLAGLER AVE, KEY WEST, FL 33040-4002
Document Number0028840430
Book / Page002884 / 000430
Instrument DateDec 19, 2017
Instrument2148335
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,145.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address33 E QUAY RD KEY WEST FL 330408391, KEY WEST, FL 33040-8391

Mortgage

Document Number28840432
DateDec 21, 2017
Book Page002884/000432
Instrument2148336
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 20, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,780.00 (+3.83%) Senior Citizen's exemption$681,808 (+3%)$783,695 (-0.51%) Land $398,142 Building $385,553
2022$5,567.00 Senior Citizen's exemption$661,950$787,711 Land $398,142 Building $389,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2822 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 247 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies415 units insured
incl. 168 condo units
Nearby Flood Claims496 (1980–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 33 claims
  • Hurricane Wilma, Oct 2005 · 321 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2822 Flagler Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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