Monroe County property record for 2804 Flagler Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,000 sqft · built 2020 |
| Lot Size | 0.036 acres (1,571 sqft) |
| Owner | Individual Name on File |
| Last Sale | $865,000 (Jan 2021) |
| Tax Bill | $6,928 (2024) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00065090-011000 |
| Primary APN | 00065090-011000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,000 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Foundation Type | Pile |
| Roof Material | Metal |
| Lot Area | 1,571 sqft (0.036 acres) |
| Porch | Open Porch |
| Heating System | Forced Air |
|---|
| Account Number | 9104164 |
|---|---|
| Street Address | 2804 FLAGLER AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESIDENTIAL UNIT 11 OF ENCLAVE ON RIVIERA DEVELOPMENT F/K/A KW NO 29 A PARCEL OF LAND LYING SE OF FLAGLER AVE OR2883-219/292 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972000 |
2804 Flagler Ave is owned and occupied by an individual who bought it in January 2021.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2804 FLAGLER AVE, KEY WEST, FL 33040-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on File |
| Deed Sale | Jan 20, 2021 · Amount on File |
| Deed Document Number | 2300219 |
| Deed Book / Page | 3070 / 553 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 20, 2021 |
| Property Address | 2804 FLAGLER AVE, KEY WEST, FL 33040-4002 |
| Document Number | 0030700553 |
| Book / Page | 3070 / 553 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2300219 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 660 SOUTHPOINTE CT # 301, 301, COLORADO SPRINGS, CO 80906-3804 |
| Name | Verified Name |
|---|---|
| Address | 6401 MALONEY AVE, KEY WEST, FL 33040-6002 |
| Document Number | 0003070555 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 3070/555 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848,386 | $931,331 Land $477,484 Building $453,847 | |
| 2024 | $6,928.00 (+1.35%) | ||
| 2023 | $6,836.00 (-3.08%) Homeowner's exemption | $803,082 (+0.32%) Land $374,526 Building $428,556 | $803,082 (+0.32%) Land $374,526 Building $428,556 |
| 2022 | $7,053.00 | $800,483 Land $374,526 Building $425,957 | $800,483 Land $374,526 Building $425,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2804 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 247 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 415 units insured incl. 168 condo units |
| Nearby Flood Claims | 496 (1980–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2804 Flagler Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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