Chesapeake City property record for 2816 Bedstone Cir, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,509 sqft · built 2000 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2004) |
| Tax Bill | $5,044 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2020 Mortgage + 3 more |
| APN | 0455002003120 |
| Primary APN | 0455002003120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,509 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Upper Floors Area | 924 sqft |
| Attic | Attic |
| Attic Area | 139 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,106 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 139 sqft |
| Patio Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2816 BEDSTONE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-0850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 312 SAWYER'S MILL PH 2 SEC 8 |
| Legal Subdivision | SAWYER'S MILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21303 |
2816 Bedstone Cir is owned and occupied by two individuals who bought it in March 2004.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2816 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHARTWAY FEDERAL CREDIT UNION |
| Nov 18, 2011 | Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GRO |
| May 4, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2004 · Amount on File |
| Deed Sale | Mar 8, 2004 · Amount on File |
| Prior Sale | Jan 17, 2001 · Amount on File |
| Deed Book / Page | 5285 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 2, 2026 |
| Property Address | 2816 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 0000017084 |
| Book / Page | 10997 / 640 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202617084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2816 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 0000017084, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 10997/640 |
| Instrument | 202617084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 311 Months |
| Due | Jun 1, 2052 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2816 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10105/1153 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 10105/1153 |
| Instrument | 200002587 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2816 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010864/215 |
|---|---|
| Date | Jun 17, 2025 |
| Book Page | 10864/215 |
| Instrument | 250013128 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2816 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008540/14 |
|---|---|
| Date | Nov 18, 2011 |
| Book Page | 8540/14 |
| Name | ATLANTIC BAY MORTGAGE GRO |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 4, 2022 |
| Property Address | 2816 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 10555/1483 |
| Book / Page | 10555 / 1483 |
| Instrument Date | May 3, 2022 |
| Instrument | 220015270 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2816 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 0220015271 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 220015271 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2816 Bedstone Cir was $5,044.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,900 (+2.7%) Land $200,000 Building $312,900 | $512,900 (+2.7%) Land $200,000 Building $312,900 | |
| 2025 | $5,044.00 | $499,400 Land $185,000 Building $314,400 | $499,400 Land $185,000 Building $314,400 |
| 2023 | $464,600 (+10.83%) Land $135,000 Building $329,600 | $464,600 (+10.83%) Land $135,000 Building $329,600 | |
| 2022 | $419,200 Land $125,000 Building $294,200 | $419,200 Land $125,000 Building $294,200 | |
| 2019 | $3,342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2816 Bedstone Cir; there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2816 Bedstone Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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