Chesapeake City property record for 2811 Bedstone Cir, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 2,984 sqft · built 1999 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (May 2021) |
| Tax Bill | $5,501 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2018 Line of Credit + 3 more |
| APN | 0455002003050 |
| Primary APN | 0455002003050 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,984 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| Upper Floors Area | 1,131 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,672 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 280 sqft |
| Patio Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2811 BEDSTONE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-0850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 305 SAWYER'S MILL PH 2 SEC 8 |
| Legal Subdivision | SAWYER'S MILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21303 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2811 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 26, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Oct 21, 2015 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| May 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 1, 2005 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on Record |
| Deed Sale | May 4, 2021 · Amount on Record |
| Prior Sale | Jul 1, 2005 · Amount on Record |
| Deed Document Number | 202120503 |
| Deed Book / Page | 10364 / 1541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 27, 2026 |
| Property Address | 2811 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 0000013521 |
| Book / Page | 10983 / 940 |
| Instrument Date | May 20, 2026 |
| Instrument | 202613521 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2811 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 0000013521, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 10983/940 |
| Instrument | 202613521 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2811 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09954/1527 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 9954/1527 |
| Instrument | 180025631 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 1, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2811 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 009573/727 |
|---|---|
| Date | Oct 21, 2015 |
| Book Page | 9573/727 |
| Instrument | 150028930 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 4, 2021 |
| Property Address | 2811 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 10364/1541 |
| Book / Page | 10364 / 1541 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 210020503 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | FIRST SETTLEMENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2811 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 0210020504 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 210020504 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 1, 2005 |
| Property Address | 2811 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 006074/211 |
| Book / Page | 6074 / 211 |
| Instrument Date | Mar 25, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,000 (+2.81%) Land $200,000 Building $360,000 | $560,000 (+2.81%) Land $200,000 Building $360,000 | |
| 2025 | $5,501.00 (+60.05%) | $544,700 (+5.52%) Land $185,000 Building $359,700 | $544,700 (+5.52%) Land $185,000 Building $359,700 |
| 2023 | $516,200 (+11.37%) Land $135,000 Building $381,200 | $516,200 (+11.37%) Land $135,000 Building $381,200 | |
| 2022 | $463,500 Land $125,000 Building $338,500 | $463,500 Land $125,000 Building $338,500 | |
| 2019 | $3,437.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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