Chesapeake City property record for 2812 Bedstone Cir, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,234 sqft · built 2000 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (May 2005) |
| Tax Bill | $5,574 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Nov 2012 Mortgage + 2 more |
| APN | 0455002003110 |
| Primary APN | 0455002003110 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,234 sqft Living Area |
| 1st Floor Area | 1,069 sqft |
| Upper Floors Area | 1,069 sqft |
| Attic | Attic |
| Attic Area | 321 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 135 sqft |
| Deck Area | 321 sqft |
| Patio Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2812 BEDSTONE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-0850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 311 SAWYER'S MILL PH 2 SEC 8 |
| Legal Subdivision | SAWYER'S MILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21303 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2812 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Nov 7, 2012 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK |
| Nov 17, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 31, 2005 | Warranty Deed, Transfer · Conventional Mortgage ADVANCE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2005 · Amount on Record |
| Deed Sale | May 31, 2005 · Amount on Record |
| Deed Book / Page | 6015 / 813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2812 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | JAMESTOWN TITLE |
| Name | Verified Name |
|---|
| Document Number | 010242/413 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 10242/413 |
| Instrument | 200039066 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2812 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008873/516 |
|---|---|
| Date | Nov 7, 2012 |
| Book Page | 8873/516 |
| Name | FLAGSTAR BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2812 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007982/732 |
|---|---|
| Date | Nov 17, 2009 |
| Book Page | 7982/732 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 31, 2005 |
| Property Address | 2812 BEDSTONE CIR, CHESAPEAKE, VA 23323-0850 |
| Document Number | 006015/813 |
| Book / Page | 6015 / 813 |
| Instrument Date | May 16, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0006015816 |
|---|---|
| Date | May 31, 2005 |
| Instrument | 6015/816 |
| Name | ADVANCE MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,900 (+2.36%) Land $200,000 Building $364,900 | $564,900 (+2.36%) Land $200,000 Building $364,900 | |
| 2025 | $5,574.00 (+45.27%) | $551,900 (+5.73%) Land $185,000 Building $366,900 | $551,900 (+5.73%) Land $185,000 Building $366,900 |
| 2023 | $522,000 (+10.9%) Land $135,000 Building $387,000 | $522,000 (+10.9%) Land $135,000 Building $387,000 | |
| 2022 | $470,700 Land $125,000 Building $345,700 | $470,700 Land $125,000 Building $345,700 | |
| 2019 | $3,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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